Planwise: Solutions for the Cash-strapped Student

All right, we’ll be the first to admit that when it comes to finances, we don’t always make the best decisions. Those professional grade headphones from Audio-Technica? Gotta have ‘em. That star constellation laser projector? Crucial for our home decorating scheme.

Luckily for us—and the rest of Gen Y—Planwise has come to the rescue. This finance management tool analyzes your income, spending, and debts and charts the dips and rises in your account in an easy-to-read Cash Graph. Not only do you have an immediate and visual understanding of where you stand, but you’ll also receive Smart Alerts that help you manage your money.

We at WayUp recognize the value of a financial decision-making tool that’s intuitive to use and easy on the eyes. Students and new graduates share the collective burden of textbook fees, student loans, car payments, cell phone bills, and shifting income levels. As undergraduates transition into the “real world” and get full-time jobs, they’re making major decisions and forming habits that will become the bedrock for their future finances.

To help with that process, Planwise tips off its users with alerts like Upcoming Events, Warnings, and Suggested Actions. If you spend more than the average percentage of your income on housing, for example, Planwise steps in to help you plan around it. Charts and alerts project thirty years into the future, so whether students are saving for a summer trip to Hawaii or an apartment in Manhattan’s Upper East Side, Planwise can help.

Want to share a life change with the Planwise community? Perhaps you’ve just landed the internship of your dreams, paid off some debt, or purchased a new bike—take a pic and tag @planwise in Instagram to be featured on their website!