The Underwriter II plays a crucial role in evaluating and assessing insurance applications to determine coverage eligibility and risk levels. This position involves detailed analysis of client information and making informed decisions that align with company policies while supporting business growth and maintaining regulatory compliance.

Responsibilities

• Analyze insurance applications and supporting documents for underwriting decisions
• Reviews for any missing info pertinent to the review/decision making of eligibility
• Completes Loss/Claims info on snapshot
• Creates/Drafts proposal for Underwriter III Review
• Creates UMB submission packet to send to carriers
• Complete Bind Prep
• Adds subjectivities to Net Operating Loss file
• Completes renewal snap&rate, then proposal after FP from underwriter III is advised
• Assess risk factors and determine appropriate coverage and premiums
• Collaborate with agents and brokers to clarify application information
• Ensure compliance with company policies and regulatory requirements
• Review and update underwriting guidelines as needed
• Maintain accurate records of underwriting decisions and actions
• Support senior underwriters in complex case evaluations
• Communicate underwriting outcomes clearly to stakeholders

Qualifications

• Bachelor's degree or equivalent in experience (Ideally 2-4 years)
• Must have experience with Commercial Property, GL & Auto
• Previous experience reviewing and analyzing risk on applications, renewals and change requests.

EOE