CITIZENS COMMERCIAL BANKING is growing the future leaders of our organization. Commercial Banking is business to business banking. It involves analytical and problem-solving skills as well as strong interpersonal skills to build relationships with commercial clients.
The Commercial Summer Internship Program is designed to give interns a look at Citizens Bank's culture through project-based assignments, learning curriculum, networking, volunteer opportunities and formal mentorship. It is a 10-week exposure into one of many commercial banking business lines throughout the footprint. Responsibilities will vary based on the group you're assigned to and will leverage your unique skills and abilities. We encourage students from all majors, who have an interest in exploring a career in commercial banking to apply. Our internships will run from June 1 - August 6, 2021. At the conclusion of the program, high performers will get early consideration into the Commercial Banker Development Program (CBDP).
Underwriting and Portfolio Management (U&PM) focuses on underwriting credit requests for new and existing clients and managing the bank's portfolio through the life of the relationship. There are many client groups within U&PM including Middle Market, Mid Corporate, Commercial Real Estate, and Business Capital, to name a few. Colleagues in U&PM work in cross-functional teams to review and analyze historical and projected financial performance, identify risks and mitigants, structure credit facilities, ancillary banking products and services for the bank and its clients. U&PM ensures that clients are complying with the terms of the underlying credit facilities and monitors for any current or future deterioration in credit, as well as future opportunities to assist clients in achieving their goals and objectives.
The summer intern will work as part of a commercial client coverage deal team. The position will support Portfolio Managers (PM), Credit Analysts (CA), and Relationship Managers (RMs) in new loan transaction underwriting, loan monitoring, and business development activities:
APPLICATION INSTRUCTIONS - PLEASE READ CAREFULLY
Combine your resume (with your overall GPA included) and your mandatory cover letter into a single PDF document before attaching it to your application. Your cover letter must include the following:
HOURS AND WORK SCHEDULE Hours per Week: 35 Work Schedule: M-F 8:30am - 4:30pm
WHY WORK FOR US
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
EQUAL EMPLOYMENT OPPORTUNITY
It is the policy of Citizens to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, colleague or a dependent's reproductive health decision making, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, genetic characteristic, citizenship, veteran or military status, marital or domestic partner status, family status/parenthood, victim of domestic violence, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer/Disabled/Veteran Citizens Bank is a brand name of Citizens Bank, N.A. and each of its respective subsidiaries.
At Citizens, we’re Made Ready to change the way our more than 5 million customers bank. We’ve built our success on our colleagues. With careers spanning tech, marketing, finance, commercial banking and more, we do our best everyday to help customers, colleagues and communities reach their potential.
Our Early Career Development Programs are perfect for soon-to-be graduates and early career professionals looking to find their niche and quickly develop their careers. We’re known for our innovative spirit, friendly vibe, strategic mindset — and for being a great workplace for new grads.