If you are a current college student, you have the chance to jumpstart your career growth by applying to one of our internship programs. Citizens Bank internship programs give you the chance to work on a variety of critical business assignments that will test your skills and use your academic knowledge to match your interests to a real job.

As a Credit risk Intern you will participate in the development and execution of credit risk strategies for the Bank’s Consumer portfolios and support the assessment of credit risk across our lending portfolios using quantitative and qualitative techniques.

Primary responsibilities include:

• Source and compile leading edge industry credit analysis to determine competitive position and opportunities
• Monitor credit risk metrics against predefined thresholds and track remediation plans for breaches to risk tolerance
• Source and analyze credit performance, credit attributes, and risk concentrations to identify threats and opportunities
• Support production of the Consumer Credit Risk Dashboard for the monthly Retail Risk Policy Committee (RRPC) meeting
• Aid in the compilation and design of graphs and data tables for investor presentations and regulatory filings
• Support various ad hoc requests across the teams

Hours per Week: 40

Work Schedule: M - F 8:30am - 5pm

• 0-1 years of experience in financial industry
• Understanding of banking and lending products
• Knowledge of compliance and implications of regulatory frameworks as well as U.S. and accounting standards preferred
• Knowledge of relational databases and ability to effectively utilize statistical software – SAS, Stata, and R – is preferred
• Proficient in MS Office Suite (Word, Excel, Access and PowerPoint)
• Currently pursuing a Bachelor’s degree in Business, Economics, Finance, Mathematics, Statistics, or other relevant degree
• Expected graduation date of May 2020 preferred
• Minimum GPA 3.0 (3.5 preferred)

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.

Equal Employment Opportunity

It is the policy of Citizens Bank to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer/Disabled/Veteran

Citizens Bank is a brand name of Citizens Bank, N.A. and each of its respective subsidiaries.

At Citizens, we’re Made Ready to change the way our more than 5 million customers bank. We’ve built our success on our colleagues. With careers spanning tech, marketing, finance, commercial banking and more, we do our best everyday to help customers, colleagues and communities reach their potential.

Our Early Career Development Programs are perfect for soon-to-be graduates and early career professionals looking to find their niche and quickly develop their careers. We’re known for our innovative spirit, friendly vibe, strategic mindset — and for being a great workplace for new grads.