Reviews data integrity of loan files; reviews and analyzes credit, income, asset, and property documentation.   Ensures file meets all investor, mortgage insurance, compliance and regulatory requirements.

Communicates with borrowers, realtors, vendors, and loan officers on status of loan files, answers questions, and provides other information as necessary.

Monitors aging of loan applications and drafts and communicate with borrowers on any needed application documents. 

Required Skills Required Experience

Two years experience with mortgage lending.

Redstone Federal Credit Union is an equal opportunity employer. All qualified applicants will

receive consideration for employment without regard to race, color, religion, sex, sexual

orientation, gender identity, national origin, age, protected veteran status or status as an

individual with disability. All qualified applicants will not be discriminated against on the

basis of disability.

We are proud to be a Drug-Free and Tobacco Free Workplace.

TO PERFORM THE JOB SUCCESSFULLY, AN INDIVIDUAL SHOULD DEMONSTRATE THE FOLLOWING COMPETENCIES:

• ANALYTICAL - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data.
• PROBLEM SOLVING – Gathers and analyses information skillfully; Identifies and resolves problems.
• JUDGMENT - Supports and explains reasoning for decisions.
• QUALITY MANAGEMENT - Looks for ways to improve and promote quality; Demonstrates accuracy and thoroughness.
• WRITTEN COMMUNICATION - Writes clearly and informatively; Able to read and interpret written information.
• PROFESSIONALISM - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments.
• MANAGING PEOPLE - Includes staff in planning, decision-making, facilitating and process improvement; Takes responsibility for subordinates' activities; Makes self available to staff; Provides regular performance feedback; Develops subordinates' skills and encourages growth; Solicits and applies customer feedback (internal and external); Fosters quality focus in others; Improves processes, products and services.; Continually works to improve supervisory skills.
• TEAMWORK - Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed.

OTHER SKILLS AND ABILITIES

• To perform this job successfully, an individual should have knowledge of office software and the internet to meet contract deliverables.
• Utilizes required data entry and reporting systems, including advanced features.
• Must have the ability to work independently with minimal supervision.
• Must be able to communicate effectively with all members of the team to which he/she is assigned.
• Must have the ability to grasp and adapt to changes in procedure and process.
• Must have the ability to effectively resolve complex issues.
• Ability to mentor other associates.