Job Description

FUNCTION DESCRIPTION:

A Financial Product and Financial Service Sales Specialist opens new accounts, analyzes credit bureau reports; interviews members in person or by telephone to identify financial needs and sales opportunities; initiates computer-based credit applications; analyzes credit scores and makes routine business decisions; sells financial products and services to members; and answers member inquiries about Bellco products and financial services.

THE TAKE HOME:

• Wages begin at $20.00/hour
• Bilingual employees fluent in Spanish & English earn an EXTRA $1–$1.50/HOUR
• Position eligible for monthly incentives
• Benefit eligible:
  • Medical/Dental/Vision Insurance
  • Up to 8% 401(k) employer match
  • Education benefits like Student Loan Assistance and Tuition Reimbursement
  • Auto & Mortgage Loan Discounts
• Paid Holidays & Time-Off

Visit Bellco's Careers & Benefits Page for more information.

QUALIFICATIONS:

• High School Diploma or equivalent is required
• 2 years sales experience and 3 years customer service and/or demonstrated sales ability in Bellco required
• Fluency in Spanish is preferred

IDEALLY YOU HAVE:

• Loan experience preferred,
• Demonstrated abilities related to sales and achievement of sales goals,
• Proven ability and willingness to identify needs and sell appropriate products,
• Ability to interact with others in a positive manner, both in person or by phone,
• Ability to enter data and update member financial records accurately and efficiently via computer terminal,
• Strong communication skills, both oral and written

MOST OF THE DAY-TO-DAY YOU’LL WORK TOWARDS:

• Deepening member relationships by cross-selling products and services.
• Contributing to corporate and branch goals and support current business priorities.
• Understanding and communicating key features and benefits of all Bellco products and services including the various types of loan and deposit products.
• Communicating key mortgage product features including LTV, discount points and rate bumps escrows, mortgage insurance, etc.
• Accessing member accounts to accurately perform all branch financial service transactions
• Opening new accounts and identifying financial product and service needs.
• Accurately entering and completing transactions including loan applications in Bellco systems.
• Adhering to current underwriting guidelines and loan closing procedures; accurately completing loan closing documents; disburse loans as required.
• Analyzing credit bureau reports to accurately identify member financial needs and sales opportunities.
• Understanding and effectively implementing all appropriate regulations.
• May also be called upon to accurately perform any branch duties.

Company Description

At Bellco Credit Union, our goal is to provide friendly service, great rates, fewer fees, and a focus on you! Bellco members experience both the member-focused approach of a local credit union along with the enhanced financial security of working with one of the largest credit unions in the State of Colorado. At Bellco, we strive to make a positive impact in our communities through helping members achieve greater financial empowerment and a better quality of life. As such, we are committed to always act with impartiality, fairness, and equity. Visit us at www.bellco.org