Job Description
Description:
About Us
At Biz2Credit, we are looking for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.
As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.
But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.
So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.
About the Role
As a Sales Account Representative, you will play a crucial role in driving the growth of our MCA lending business by identifying and cultivating relationships with potential clients. Join our dynamic team and contribute to the success of our organization while advancing your career in the finance industry.
Responsibilities
Prospect and Generate Leads: Utilize various channels, such as cold calling, networking, referrals, and digital marketing, to identify and engage potential clients who can benefit from our MCA lending services.
Consultative Selling: Understand the unique financial needs of prospective clients and provide tailored MCA lending solutions that align with their business goals and requirements.
Relationship Building: Establish and nurture long-term relationships with clients, acting as their primary point of contact throughout the entire sales process and beyond.
Needs Assessment: Conduct thorough needs assessments to evaluate clients' financial situations, cash flow, and repayment capabilities to determine the feasibility of MCA lending options.
Product Knowledge: Stay up-to-date with the latest trends and developments in MCA lending and related financial products to effectively communicate the value proposition and benefits to clients.
Offer Development: Prepare and present comprehensive proposals that outline the terms, conditions, rates, and repayment schedules of MCA lending options.
Negotiation and Closing: Engage in price negotiations, address objections, and work towards closing deals that are mutually beneficial for the client and the company.
Cross-functional Collaboration: Collaborate with internal teams, including underwriting, credit, and legal departments, to ensure a smooth and efficient loan origination process.
Pipeline Management: Maintain accurate and up-to-date records of all client interactions, prospects, and sales activities using the CRM system.
Achieve Sales Targets: Meet or exceed monthly and quarterly sales targets by actively pursuing new business opportunities and maximizing revenue potential from existing clients.
Requirements:
Education: Bachelor's degree in finance, business administration, or a related field is preferred.
Experience: Proven track record of success in sales or business development, preferably in the financial services industry.
Experience with MCA lending or alternative financing products is highly desirable.
Knowledge: Strong understanding of financial concepts, including cash flow analysis, credit evaluation, and repayment structures. Familiarity with small business financing options and the MCA lending market is a plus.
Communication Skills: Excellent verbal and written communication skills to effectively articulate complex financial concepts and build rapport with clients.
Sales Skills: Demonstrated ability to identify client needs, overcome objections, and close sales deals. Strong negotiation and persuasive skills are essential.
Relationship Management: A customer-centric approach with the ability to build and maintain long-term client relationships. Prior experience in managing a client portfolio is advantageous.
Results-Driven: Proven ability to meet or exceed sales targets and work independently in a fast-paced, target-oriented environment.
Technology Proficiency: Comfortable using CRM systems, sales tools, and Microsoft Office Suite for sales documentation and reporting.
Team Player: Collaborative mindset with the ability to work effectively within a cross-functional team environment.
Ethical Conduct: Maintain high ethical standards and adhere to regulatory guidelines and compliance requirements.
Benefits & Perks
Generous medical, dental, and vision insurance.
401K match, stock options, commuter benefits, and employee incentive plan.
Catered lunch and team events.
In the News
Named to Deloitte Technology Fast 500.
Inc 5000 - fastest growing private companies in 2022.
Crain’s New York Fast 50.
Great Place to Work Certified.
Salary Range
$60,000 plus Commissions