For: Final year students or recent graduates Duration: 18 months Areas: Commercial Banking Start Date: July 24, 2023

Requirements You will graduate with an undergraduate or post graduate Degree on or before June 2023. Currently hold a 3.2 cumulative GPA or overseas equivalent. You will not require visa sponsorship for employment in the US now or in the future including OPT and F-1 visa. Be fluent in English and be legally permitted to work in the US. Please note that you can only make one application each recruitment cycle. Candidates should make an informed decision before applying by reviewing the different business areas and location sections on our website.

Overview Graduates will begin their career at HSBC with US and global orientation programming, followed by a four week-long formal credit training program. After credit training, Graduates will experience week-long rotations with the Commercial Bank business lines, including but not limited to Corporate Banking, Global Trade & Receivables Finance, International Subsidiary Banking, Lending & Transaction Management, etc. These week-long rotations will provide Graduates with insight into the businesses they will support in their program placement. As well as equipping you with a broad experience of our Commercial Bank, the program will help you build a network, give you exposure to senior leaders, fellow graduates and a diverse range of clients, and help you find where you fit best, so you can succeed in your career.

What you can expect Regardless of which degree discipline you have come from, we will help you build the knowledge to succeed in our Commercial Bank. With the help of senior leaders and peers, you will develop a range of skills, while building on the ones that set you apart from the competition. As our Commercial Bank operates in more than 50 countries and territories, you will have the opportunity to build an international network and collaborate with clients in both developed and developing markets, helping to make a real difference to the communities where we operate.

What you will do First, you will be introduced to our business by taking part in an exciting and interactive induction, where you can meet people from across the world and gain an understanding of what HSBC does and how we support our customers. You will then have week-long rotations, which will exposure you to different business lines within the Commercial Bank, which you will ultimately support. With plenty of variety, you could be supporting customers to expand their operations or helping them use new technologies to do business with us. With the help of senior leaders and peers, you’ll develop a whole range of skills, while building on the ones that already set you apart from the competition.

Who does this suit? We are looking for motivated and dedicated people who are: • Sociable networkers. From clients to colleagues, you can have an active social role, putting our customers at the heart of what you do. You will form trusted relationships, working together to find the right solution for the right client • Customer Centric. Our clients are at the heart of our Commercial Bank. You will do everything to support them wherever possible, forming lasting relationships that you can leverage to be able to meet customers’ individual objectives • Diverse thinkers. Bringing fresh ideas to the table will get you noticed in a dynamic and important area of our bank. With your energized, courageous, and proactive attitude, you can identify areas of improvement quickly and find better ways of developing them • Curious learners. We encourage you to learn and listen as much as you can in order to build relationships based on mutual respect. This will not only help you to understand what we do, but will help you on your way to become an expert in it too • Team players. You will work alongside leaders and peers across an international network in order to connect businesses with opportunities. So, it is vital you bring a team-orientated attitude to your approach • Digital problem solvers. The role of a Commercial Bank is changing, becoming much more technology-focused and entrepreneurial. This means we need you to be courageous and proactive when searching for better solutions and making use of the resources we have around us – such as other business areas and new technology

What can this lead to? When you have completed the program you will have progressed from an Analyst 1 to an Analyst 3. Post program, you could become an Associate on a number of teams including but not limited to: Relationship Management, Credit Management, or Global Trade & Receivables Finance. From there you can take advantage of the Commercial Bank’s international presence, with potential to progress your career into more senior roles both locally and across the world

HSBC is one of the world’s largest banking and financial services organizations. Our global businesses serve around 39 million customers worldwide through a network that covers 62 countries and territories. Our customers range from individual savers and investors to some of the world’s biggest companies, governments and international organizations. We aim to connect them to opportunities and help them to achieve their ambitions.