Whether you are studying art or architecture, business studies or social studies there is a place for you on our Commercial Banking Graduate Program. You can explore how your skills can adapt to different areas of our business while developing new skills to help kick-start your career in the Commercial Bank.

For: Final year students or recent graduates

Duration: Eighteen months

Areas: Commercial Banking

Start date: July 2022 onwards

Location: USA

Overview

On our competitively paid 18-month program, you will complete three rotations, each lasting six months. As well as equipping you with a broad experience of our Commercial Bank, the program will help you make contacts, give you exposure to senior leaders, fellow graduates and a diverse range of clients, and help you find where you fit best, so you can succeed in your career.

What you can expect

Regardless of which degree discipline you have come from, we will help you build the knowledge to succeed in our Commercial Bank. With the help of senior leaders and peers, you will develop a range of skills, while building on the ones that set you apart from the competition. As our Commercial Bank operates in more than 50 countries and territories, you will have the opportunity to build an international network and collaborate with clients in both developed and developing markets.

What you will do

First, you will be introduced to our business with an induction, where you can meet people from across the world and gain an understanding of what HSBC does. You will then complete three rotations working in our Customer, Product and Risk/Credit teams. These will take place predominantly within our Relationship Management and Global Trade and Receivables Finance business areas.

It means you will be helping us by supporting our customers, who range from small businesses to multinational enterprises. You will use new technologies to provide better solutions for our diverse clients and you will learn how risk management plays a big part in building client strategies. You will also have the opportunity to undertake rotations in areas such as product management and business development.

Who does this suit?

We are looking for motivated and dedicated people who are:

• Relationship builders. Whether you are looking to build rapport with your mentor or help advise a business, you will need to be able to read people well and encourage mutual respect in sometimes high-pressured environments. This means building reliable relationships and ensuring people can count on you
• Curious learners. Showing a determination to learn about our Commercial Bank and the products we offer is essential in helping you build a successful career with us. It is all about becoming an expert and being able to advise clients knowledgably on our offerings
• Digital problem solvers. The role of a Commercial Banker is changing, becoming much more technology-focused and entrepreneurial. This means we need to be courageous and proactive when searching for better solutions and making use of the resources we have around us – such as other business areas and new technology
• Empathetic communicators. Our clients are at the heart of our Commercial Bank. You will do everything to support them wherever possible, forming lasting relationships that you can leverage to be able to meet customers’ individual objectives

What can this lead to?

When you have completed the program, you will have the opportunity to move into a full-time role within Relationship Management, our Global Trade and Receivables Finance teams, or other support functions within the Commercial Bank. From there you can take advantage of our Commercial Bank’s international presence, with potential to progress your career into more senior roles both locally and across the world.

Requirements

You will graduate with an undergraduate or post graduate Degree in or before June 2022. Currently hold a 3.2 cumulative GPA or overseas equivalent. You will not require visa sponsorship for employment in the US now or in the future including OPT and F-1 visa. Be fluent in English and be legally permitted to work in the US.

HSBC is one of the world’s largest banking and financial services organizations. Our global businesses serve around 39 million customers worldwide through a network that covers 62 countries and territories. Our customers range from individual savers and investors to some of the world’s biggest companies, governments and international organizations. We aim to connect them to opportunities and help them to achieve their ambitions.