As a leading financial technology platform, OppFi powers banks to bring credit access to millions of everyday consumers who are locked out of mainstream financial options. We go beyond our mission - to help people rebuild financial health - and go further to ensure we keep the customer at the center of everything we do. We are creating a Customer-obsessed culture, with the capital “C”.

And it starts with our team here. We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. We welcome individuals who want to make a difference in the financial system through creating and building simple, transparent products that facilitate credit access, enable savings, and build wealth.

A few other fun facts about us. OppFi is an Inc. 5000 company for six straight years, a Deloitte's Technology Fast 500™, the seventh fastest-growing Chicagoland company by Crain's Chicago Business, and was named on Built In's 2022 Best Places to Work in Chicago.

WHAT YOU GET TO DO:

We are looking for an experienced and energetic Compliance Associate, BSA/AML Quality Assurance to join OppFi's expanding and dynamic Compliance Department. The role will report to the BSA Compliance Officer and the main responsibilities are as follows:

• Review work products from execution of processes and controls in Compliance and the business that support OppFi's Bank Secrecy Act/Anti-Money Laundering (“BSA/AML”) & Sanctions Compliance Program and Identity Theft Prevention Program to ensure compliance with internal policies, procedures and external regulatory guidelines and requirements.

• Develop or enhance existing quality assurance procedures, methodology and documentation to cover key controls and employee performance, and prepare a periodic plan to ensure continuous BSA/AML/Sanctions/Financial Crimes monitoring and testing.

• Evaluate effectiveness of the BSA and Operations team to ensure that appropriate risks factors were addressed in the decision to substantiate or escalate a potential BSA related incident.

• Lead and execute the quality assurance plan and identify systematic issues that require attention.

• Develop and produce monthly and quarterly reports for management, including monitoring, investigation and referral/reporting metrics, the independent assessment the area's performance quality, effectiveness of processes and controls, and root cause analysis to recommend improvements or action plans to remediate any weakness identified.

• Participate in discussions with Business, Operational, and Compliance teams regarding review results, risks, and solutions to improve quality and consistency.

• Engage in training event developments to further enhance the staff's understanding of current BSA/AML/Sanctions/Financial Crimes events and/or weaknesses detected within the department.

• Act as a trusted resource, coach and mentor to management while working closely with a highly collaborative compliance team and other stakeholders in BSA/AML/Sanctions/Financial Crimes and the business to provide guidance and oversight for new initiatives and changes that impact key risk controls, policies, procedures, systems processes and training.

• Contribute to responses to partner bank and auditor requests about BSA/AML/Sanctions/Financial Crimes controls, policies, procedures and processes.

• Review and provide feedback on exception requests, new initiatives and business changes submitted to Compliance.

• Influence business partners to make necessary enhancements to controls, policies and procedures, systems, processes and training.

• Act as a self-starter on other special projects and tasks for the BSA Compliance team with minimal direction.

• Demonstrates in-depth knowledge of technical BSA/AML/Sanctions/Financial Crimes regulatory and risk management requirements and demonstrates commitment to continuing involvement in training, certification and professional organizational activities.

• Understands and stays current on Red Flags and industry trends related to AML/BSA/Sanctions and Financial Crimes.

• Assists with performing annual risk assessments.

WHAT YOU WILL BRING TO THE TEAM:

• Bachelor's degree required, preferably in Business Administration, Finance, Criminal Justice, Political Science, Law or a related field. Masters or higher level degree in at least one of these fields preferred.

• Preferred: Certified Anti Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE).

• 3+ years of direct experience in a BSA/AML/Financial Crimes/Fraud compliance or risk management team at a financial institution working with intelligence and investigative analysis in an investigations/intelligence unit, compliance quality assurance specific to AML/Fraud investigations and control activities, ongoing customer due diligence/enhanced due diligence, automated suspicious activity surveillance systems/solutions, Sanctions/Watchlist risk management and customer scanning, preparation of suspicious activity reports and other written investigative/intelligence work products, and related process and procedure design experience.

• Strong Knowledge of BSA/AML/Sanctions/Financial Crimes/Fraud compliance, laws and regulations.

• Understanding of testing and quality assurance standards, processes and techniques.

• Experience with data analytics, identification of key performance and risk metrics, and management-level reporting of BSA/AML/Sanctions/Financial Crimes/Fraud program metrics.

• Excellent skills in Excel, PowerPoint, Word, G Suite, and LexisNexis or other related investigative tools. SQL abilities a plus.

• Demonstrated experience at influencing business partners to make necessary enhancements to controls, policies and procedures, systems, processes and/or training.

• Knowledge of money laundering techniques/fraud schemes.

• Proven ability to build strong relationships, working with all levels with both internal and external customers.

REPORTS TO: BSA COMPLIANCE OFFICER

JOB LEVEL: ASSOCIATE

The minimum salary for this role is $68,000 . The total compensation package includes eligibility for performance-based bonuses as well as a 1-time equity grant based on level. The actual offer, reflecting the total compensation package and benefits, will be at the company's sole discretion, and determined by a myriad of factors including, but not limited to, years of experience, depth of experience, and other relevant business considerations.

TOTAL REWARDS AND BENEFITS

OppFi offers a flexible remote environment, 401(k) matching program, and flexible paid vacation. Other benefits include medical benefits, dental and vision coverage, and tuition reimbursement. To support your wellness & growth, we provide monthly meditation and yoga classes and access to all LinkedIn Learning courses. We also offer Fringe, which is a lifestyle benefits platform that lets you decide how you want to spend your rewards from dozens of vendors like Uber, Doordash, and Urban Sitter. Dress code is casual.

EEOC STATEMENT:

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, or federal law or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond.

OppFi is committed to the full inclusion of all qualified individuals. As part of this commitment, OppFi will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact our People team at recruiting@oppfi.com.

Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://www.oppfi.com/careers/

OppFi is a leading financial technology platform that powers banks to offer accessible products and a top-rated experience to everyday consumers. Through its unwavering commitment to customer service, OppFi helps consumers who are turned away by traditional providers build a better financial path. To date, OppFi has facilitated the issuance of more than 1.5 million loans.

At this time we are unable to sponsor visas for our open roles.