Job Description

We are seeking a highly skilled Consumer Credit Card Portfolio Manager II or III to join our team in Westminster, United States. In this role, you will be responsible for managing and optimizing our consumer credit card portfolio, ensuring its profitability and growth while mitigating risks.

• Develop and implement strategies to maximize the performance of the consumer credit card portfolio
• Analyze portfolio trends, market conditions, and consumer behavior to identify opportunities for growth and improvement
• Conduct regular risk assessments and implement risk mitigation strategies
• Collaborate with cross-functional teams to develop new credit card products and enhance existing offerings
• Monitor key performance indicators (KPIs) and prepare regular reports for senior management
• Stay up-to-date with industry regulations and ensure compliance across all portfolio activities
• Lead data-driven decision-making processes to optimize credit policies and underwriting criteria
• Manage relationships with key stakeholders, including credit bureaus and card networks
• Develop and maintain financial models to forecast portfolio performance and assess potential impacts of market changes

Qualifications

Minimum Formal Qualifications for the Level II Position

• Bachelor's Degree Business, Finance, Accounting, or related field.
• 5+ years of financial services experience to include:
• 2+ years of data analytics and governance experience.
• 1+ years of credit card experience.

Minimum Formal Qualifications for the Level III Position

• Bachelor's Degree Business, Finance, Accounting, or related field.
• 8+ years of financial services experience to include:
• 4+ years of data analytics and governance experience.
• 2+ years of credit card experience.

Additional Information

The pay range for the level II position is: $99,153 to $130,124 per Year (S17)

The pay range for the level III position is: $117,124 to $153,732 per Year (S18)

Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, and internal pay equity.

We anticipate this position to close on 11/27/2024. Please submit your application at your earliest convenience to be considered.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

Benefits Summary Sheet - 2024

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)