Overview

First Citizens Bank offers an exciting summer internship program that provides development opportunities and hands on work experience while creating a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the organization and the communities we serve. Come help First Citizens build for the future!

The Aerospace, Defense, and Government Finance business (“ADG”) within First Citizens Bank is a middle market banking franchise focused on providing customer financing and banking solutions to clients within the ADG sectors in the U.S. and select foreign borrowers. ADG typically finances multiple aviation asset classes under asset-backed loan structures as well as lends under cash flow structures to borrowers in the US government and defense sectors secured by all assets of a borrower’s enterprise. Transaction sizes range from $15 million to $1 billion with ADG hold sizes up to $100MM.

The business is hiring a Commercial Banking Intern - Summer Analyst to support their financial analysis and industry research efforts. The summer internship program is designed to provide an opportunity for students to apply classroom knowledge in a corporate environment while delivering tangible value to the organization, as well as gaining valuable work experience. Interns will be assigned to live transactions and will be exposed to leading industry players, lenders, and investors, gaining insight into transaction processes and deal execution.

Responsibilities

• Cash flow modeling in Excel incorporating various ADG loan structures and borrower projections
• Due diligence of clients including company and industry analysis
• Assisting in the preparation of internal credit memorandum
• Preparation of marketing materials for potential clients and other lenders
• Work as part of a Deal Team on live transactions, engaged in many aspects of credit underwriting and portfolio management, financial analysis, and credit memo preparation
• Participate in internal credit approval meetings and client/customer calls, as appropriate.
• Attend professional development sessions, informational sessions, networking and community service events

Internship dates: 5/27/2026 - 7/31/2026

Qualifications

Basic qualifications:

• High School Diploma or GED and 1 year of experience
• Currently enrolled at an accredited collegiate institution (during the time of the summer program)
• Ability to work 40 hours per week during the duration of the program

Preferred qualifications:

• GPA 3.0 or higher
• Three years of college experience (a rising senior)
• Major in finance, accounting, or economics
• Strong verbal and written communication skills
• Interest in aerospace, defense, and government financing

If hired in NY, the base pay for this position is generally between $22.44 and $34.32. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Together, First Citizens and Silicon Valley Bank offer you the strength and stability of a diversified financial institution with over 125 years of service and the personalized approach of a nimble financial partner. First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts.