Job Description

The purpose of this position is to generate new sound and profitable loan and deposit relationships for Ent from Ent's market area and represent our organization in the community. These new corporate relationships will add to the profitability, quality and diversification of the corporate banking membership base.

Essential Functions

• Provide for an informed credit decision based on academic background and experience
• Identify prospects based upon experience and knowledge of local market
• Manage ongoing relationships
• Identify new products to enhance relationships
• Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Qualifications

Minimum Formal Qualifications for this Position:

• Bachelor's Degree in Business Administration, Economics, Finance, or related field of study.
• 8+ years' of commercial lending background, corporate sales, credit analysis, underwriting, and service, and a formal commercial credit training program. Required

Technical or Specialized Knowledge/Skills:

• Sufficient accounting knowledge to analyze financial statements.
• Must be proficient with the Microsoft Word and Excel spreadsheet applications.
• Must be able to underwrite and competently create a credit presentation narrative that includes company, guarantor, and collateral analysis (including the identification of risks and strengths and weaknesses of the credit facility).
• Knowledge of financial statement spreading and cash flow analysis.
• Knowledge of legal aspects of non-natural persons (Corporations, LLCs, etc.).
• Knowledge of contract law.
• Good understanding of business economics and banking.
• Working knowledge of corporate business practices.
• Comprehensive understanding of financial deposit and loan products.
• Relationship Management - influencing, advisory, and acquisition skills.
• Problem solving - superior problem solving skills.
• Communication - superior verbal and written communication skills.

Certifications Required:

• Valid driver's license with an acceptable driving record required

Environmental, Physical and Psychological Requirements:

• Standing - Occasionally
• Walking - Occasionally
• Sitting - Frequently
• Lifting - Rarely (40 Lbs)
• Carrying - Rarely
• Pushing - Rarely
• Pulling - Rarely
• Balancing - Rarely
• Stooping - Rarely
• Kneeling - Rarely
• Crouching - Rarely
• Crawling - Rarely
• Reaching - Occasionally
• Handling - Occasionally
• Grasping - Occasionally
• Feeling - Occasionally
• Talking - Frequently
• Hearing - Frequently
• Repetitive Motions - Frequently
• Eye/Hand/Foot Coordination - Occasionally
• Noises louder than normal speaking volume - Occasionally
• Temperature Changes - Rarely
• Atmospheric Conditions - Rarely

Additional Information

The pay range for this position is: $137,238.40 to $147,180.80 per Year (S18)

Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, and internal pay equity.

This position is eligible for our corporate bonus program based on company performance.

Benefits Summary Sheet

At Ent Credit Union, we offer a comprehensive benefits package, including:

• Health Benefits: Affordable insurance, 24/7 doctor access, and a nationwide provider network.
• 401(k): 3% automatic contribution after three months, plus up to 6% matching.
• Paid Time Off: During your first year, enjoy 16 days of paid time off (PTO) plus 9 paid holidays. And it grows from there.
• Volunteer Time Off: Paid time off to give back to the community.
• Education Support: Up to $10,000 annually for higher education and assistance for certifications.
• Exclusive Discounts: Significant savings on home, car, and personal loans.

For more information about our outstanding benefits please visit our careers page at www.ent.com/careers.

We anticipate this position to close on 07/18/2025. Please submit your application at your earliest convenience to be considered.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)