Credit Analyst, Japanese-English bilingual

Mizuho

Mizuho

Credit Analyst, Japanese-English bilingual

Chicago, IL +1 location
Full Time
Paid
  • Responsibilities

    ACBD1

    Americas Corporate Banking Division #1 (ACBD#1) supports Japanese corporate clients doing business in the Americas.

    Summary:

    Responsible for credit risk management and related administrative work.Works with and assists the Account Officer to service the Bank’s corporate clients.Develops and analyzes all types of credit information, completes all documents (including projections), prepares analysis and makes appropriate recommendations.Assists in relationship management and promotion of non-credit business as required.

    Duties & Responsibilities:

    1. General:

    • Financial statement analysis of borrowers and their parent companies;

    • Preparation of credit applications, for new, renewals, amendments and extensions;

    • Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.;

    • Credit rating, both for borrowers and for each facility;

    • Credit monitoring including conducting covenant checks;

    • Assist in asset quality assessment;

    • Assist in relationship management and promotion of non-credit business with clients;

    • Information gathering related to clients’ business, industries and market competitors;

    • Correspondence with clients to answer various requests and inquiries;

    • Correspondence with other Mizuho offices to exchange information regarding Mizuho’s business strategy toward a specific client, business conditions of a parent company, etc.;

    • Other duties as determined by Deputy General Manager and/or Account Officers.

    2. Administrative:

    • Maintenance and updating of credit files;

    • Preparation for regulatory examinations and internal/external audits;

    • Preparation of credit documents;

    • Preparation of documents related to both credit and non-credit business;

    • Arrangement of business meetings with clients, etc;

    • Other duties as determined by Deputy General Manager and/or Account Officers

    3. Policy / Compliance:

    • Obtain a basic understanding of the applicable rules and regulations that govern the Bank;

    • Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department;

    • Attend Annual Compliance Training presented by the Legal & Compliance Department;

    • Read and respond as necessary to all compliance-related materials received.Comply with the Bank’s “Code of Conduct.

    Requirements:

    • Eligible to work in the US

    • Bachelor’s degree or higher in Finance, Accounting, Business, or Economics

    • Prior banking, rating agency or other financial institution experience is preferred

    • Effective verbal and written communication skills in both Japanese and English is required

    • Prior experience in financial statements / cash flow / credit analysis highly preferred

    • Good analytical, organizational and communication skills

    • Word, Excel, Access, and PowerPoint

    The expected base salary ranges from $60,000 - $80,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

    Other requirements

    Mizuho has in place a remote working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations.

    Company Overview

    Mizuho Americas is a leading financial institution comprising several legal entities, which together offer clients corporate and investment banking, financing, securities, treasury services, asset management, research and more. Mizuho’s operations in the Americas connect a broad client base of major corporations, financial institutions and public sector groups to local markets and a vast global network. Mizuho Americas is an integral part of the Japan-based Mizuho Financial Group, Inc. (NYSE: MFG), which is comprised of offices in nearly 40 countries, approximately 60,000 employees, and assets of more than USD 1.8 trillion. Learn more at mizuhoamericas.com.

    Mizuho Americas offers a competitive total rewards package.

    We are an EEO/AA Employer -M/F/Disability/Veteran.

    We participate in the E-Verify program.

    We maintain a drug-free workplace and perform pre-employment substance abuse testing.

  • Industry
    Financial Services
  • Locations
    Chicago, IL • New York, NY
  • About Us

    We are a leading global bank, with one of the largest customer bases in Japan, and a global network of financial and business centers. We continue to pride ourselves on our "customer first" principle as a centerpiece in servicing both our individual and corporate customers, with the goal of becoming their most trusted bank.