Participate in development and execution of credit risk strategies for the Bank’s Consumer portfolios. Support the assessment of credit risk across the lending portfolios using quantitative and qualitative techniques.

Primary responsibilities include:

• Source and compile leading edge industry credit analysis to determine competitive position and opportunities
• Monitor credit risk metrics against predefined thresholds and track remediation plans for breaches to risk tolerance
• Source and analyze credit performance, credit attributes, and risk concentrations to identify threats and opportunities
• Support production of the Consumer Credit Risk Dashboard for the monthly Retail Risk Policy Committee (RRPC) meeting
• Aid in the compilation and design of graphs and data tables for investor presentations and regulatory filings
• Support various ad hoc requests across the teams

• Minimum GPA 3.5
• 0-1 years of experience in financial industry
• Understanding of banking and lending products
• Knowledge of compliance and implications of regulatory frameworks as well as U.S. and accounting standards preferred
• Knowledge of relational databases and ability to effectively utilize statistical software – SAS, Stata, and R – is preferred
• Proficient in MS Office Suite (Word, Excel, Access and PowerPoint)
• Rising senior preferred
• Pursuing Bachelor's degree in Business, Economics, Finance, Mathematics, Statistics, or other relevant degree

Whether you are fresh out of school or have been working a few years, Citizens Bank offers numerous early career paths to jump-start a fulfilling career at a leading financial institution.

We are a customer-centric culture built around helping our customers bank better and giving back to our local communities. You will find a supportive and collaborative workforce of diverse colleagues ready to help you grow and accelerate your potential. We provide training, development programs, internships, and other opportunities to help you chart your own path to success.