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Credit Analyst

First General Bank

Credit Analyst

Rowland Heights, CA
Full Time
Paid
  • Responsibilities

    Credit Analyst First General Bank - Rowland Heights, CA First General Bank is a full-service commercial bank, with an emphasis on developing a business and professional clientele within the Southern California area. First General Bank focuses on personalized service, combined with a full range of traditional and online core consumer and commercial banking products and cash management services for small to medium sized businesses and individuals residing or doing business in southern California. Operating on the strategic advantage of knowing the community and the commitment to superior customer service, First General Bank has earned the trust and support from its customers and recognition from industry groups as one of the leading banks in its class. First General Bank provides superior, efficient, and personalized customer service. The Bank has demonstrated strong financial performance year after year, and has been rated as FIVE-STAR Bank by Bauer Financial, Super Premier Performing Bank by Findley Reports, Top Bank by SNL Financials, Most Profitable Bank by Los Angeles Business Journal, SBA Export Lender of the Year by SBA, and Top Publicly Traded Community Bank by American Bankers Magazine. This job is responsible for assisting the Corporate Lending Department in the processing, underwriting and closing of Commercial Real Estate, Commercial & Industrial and Construction Loans. Summary of Job Responsibilities: * Setup new credit files and order third party reports for new loan transactions. * Assist Loan Officers with the underwriting and processing of new loan transactions.

    • Prepare credit approval memos for the renewal of existing Bank loans.
    • Analyze and spread business and personal financial statements, tax returns and other documentations * Service assigned existing credit relationship, maintain credit files, monitor and collect updated financial documents. * Work with the Note Department on the closing of new loan transactions. * Performs other duties or assignments as instructed. Qualifications: * College degree in accounting, finance or business preferred. * Minimum of 1 year of corporate commercial lending and banking experience preferred. * Ability to work effectively in a fast paced, high production environment. * Ability to learn and adapt quickly to new challenges. * Strong financial analysis and accounting skills. * Organized and detail oriented. * Excellent verbal and written communication skills. * Knowledge of Commercial Real Estate, Commercial & Industrial and Construction Lending is a plus. * Bilingual English and Mandarin preferred. Location: 19036 Colima Road, Rowland Heights, CA 91748 Job Type: Full-time Experience: * Corporate commercial lending and banking: 1 year Education: * Bachelor's Required work authorization: * United States 11 hours ago - save job
  • Industry
    Financial Services