2019 Summer Underwritering Internship About the Program The Guardian Early Career College Hire Program in Group and Worksite Markets is an exciting opportunity to work on challenging projects in a sought-after work environment and culture. This program provides participants with: * Interesting, challenging and engaging assignments * A formal 4 to 6-month focused training program with a blend of classroom and on the job learning activities before being placed on a team * Real time and consistent feedback * A team of resources to assist with onboarding, training and career development * Broad knowledge of cross-functional initiatives, experience and career contacts * Opportunities to interact with the managers and senior leadership team through program events Positions will be based in Appleton, WI; Bethlehem, PA; Spokane, WA; Enfield, CT _ Group Insurance Underwriting Track_ The Group Insurance Underwriting Track supports the needs of small to mid-size companies nationwide and offers these businesses a superior customer experience on a broad base of group insurance solutions. Our full portfolio of products and services enables companies to customize benefit plans to meet their employees needs. In addition to dominating the small end of the employer market, Guardian is focused on growing and enhancing our competitiveness for employer customers in all markets from 2 to 1,000+ lives. Responsibilities As an Underwriter you will: * Assess information available and make effective risk decisions in accordance with established company guidelines and procedures, eventually leading to new business sales and continuance of existing business. * Act as a consultant to internal partners and customers, providing benefit recommendations to potentially improve program financial performance and the customers retention and satisfaction results. * Be responsible for relationship management and a positive customer experience. * Perform financial analysis to determine risk classification according to company guidelines. * Communicate with the salesforce, brokers, and internal partners to acquire necessary information, solve problems, and convey decisions. * Evaluate medical, financial, and non-medical information to determine risk classification according to company guidelines. * Review Health Questionnaires, medical records; coordinates completion of medical testing and history to appropriately review requests; renders decisions on issuance or declination. Skills/Qualifications * Undergraduate degree in Risk Management, Finance, Business or Mathematics is preferred with a minimum GPA of a 3.0 on a 4.0 grade scale * Strong analytical skills with the ability to evaluate large quantities of data, ask probing questions and derive conclusions coupled with the ability to make accurate decisions in a limited timeframe * Strong math skills to analyze financial data * Demonstrated ability to solve problems creatively * Exceptional interpersonal skills including written and verbal communication skills * Proven organizational skills and ability to multi-task * Demonstrated leadership skills through college projects or internships * Experience in using Microsoft Outlook, Word, Excel and PowerPoint applications. Understanding of Tableau, R, and/or Visual Basic programming capabilities a plus. * Program Development - experience with development of system applications using Agile (preferred) or waterfall approaches. * Prior knowledge of Group Insurance products/processes is a plus * Strong knowledge of biology/bio-chemistry and analytical research and analysis. College Hire Program Highlights * Training to become an Underwriting Professional, including the development of technical and leadership skills * Once training program is completed, placement on a specific Underwriting team is aligned to desired areas and abilities * Challenging work assignments * Dedicated mentors, managers and peers _In addition to the start of a great career path, we offer our employees: _ * Benefits * Medical, dental, vision, and prescription plans no wait period! * Competitive salary * Attractive vacation time offered * Sick time and Holiday pay offered * 401k * Paid parental leave and backup family care * Life and disability insurance * Tuition assistance program * Wellness discounts * Work-life balance * We recognize the importance of a work life balance. We promote healthy lifestyles and a variety of shift schedules for our employees. Philanthropic Opportunities Social responsibility is part of our mission. It stems from our corporate values of putting people first, doing the right thing, and holding ourselves to high standards. As a company and as employees, we are engaged in a variety of initiatives such as volunteering within our local communities, educational alliances with colleges, focusing on sustainability, and promoting diversity and inclusion. Every day, Guardian makes the lives of 26 million Americans more secure through our insurance and wealth management products and services. From our founding in 1860, when 21 immigrants joined together to insure and protect their businesses and families when others wouldnt provide them with insurance, doing the right thing for our policyholders and customers has guided everything we do. Today, as a $12.5 billion in revenue Fortune 250 company, we are one of the largest mutual insurance companies in the country. Weve had the privilege of helping a lot of people and remain one of the most highly rated in client satisfaction and financial strength, having paid competitive dividends to our policyholders every single year since 1868. Values run deep at Guardian and are based on our founders ideals of doing the right thing, holding ourselves to high standards and knowing people count. That strength drives our ability to perpetuate success through service and innovation so we continue to give people the security they deserve for life. Financial Highlights as of 12/31/2017 (statutory basis): Admitted Assets: $55.6 billion Liabilities: $48.9 billion (including $41.8 billion of reserves) Surplus: $6.7 billion Guardian2018 Visit www.guardianlife.com for more information. **Primary Location: **United States-Wisconsin-Appleton **Work Locations: ** **Job: **Underwriting **Organization: **The Guardian Life Insurance Company of America **Schedule: **Full-time **Job Type: **Standard **Job Posting: **Nov 9, 2018, 7:16:11 PM **Shift: **Day Job **Travel: **Yes, 10 % of the Time