Title Business Credit Analyst About the Organization Welcome to InTouch Credit Union! Are you looking for an exciting opportunity that will let you develop your financial industry knowledge and enhance your professionalisms? Do you enjoy collaborating with a team of dedicated individuals helping to bring the latest technological advancements, service models and essential products to a growing member base? Have you considered a career with an organization that emphasizes the value of every employee with employee-specific paths for growth, paid volunteer hours and other exciting benefits? If so, InTouch Credit Union wants to hear from you! EOE Statement We are an Equal Opportunity Employer that maintains a policy of non-discrimination and non-retaliation with respect to all employees and applicants for employment. All employment decisions will be made without regard to any activity or category protected by applicable federal, state, or local law, including but not limited to: race, religion, color, creed, sex, age, genetic disposition, national origin, ancestry, disability, or the use of a guide or support animal, pregnancy, childbirth or related medical conditions, veteran status, sexual orientation, gender/gender identity, or any other protected classification or basis as defined under applicable federal, state, or local law. Employment decisions are based solely on employees' qualifications, merit, and performance, subject to the needs of the Company. Requests for accommodation will be reviewed for qualified individuals. Reasonable accommodations will be made in accordance with applicable law. If hired, I understand my employment is at-will as permitted under applicable state law. I understand this means that either the company or I may terminate the employment relationship at any time, for any reason, with or without notice or cause. Category Lending Description A Little about Us If youre wondering what a credit union is, youre not alone! A credit union is a financial institution where everyone who deposits money is a member. Members get access to the usual selection of savings and deposits, but they also can enjoy higher dividend rates since credit unions are not-for-profit! InTouch Credit Union (ITCU) currently serves more than 91,000 members across the United States and 20 other countries, through 18 physical locations and a convenient mobile/online service model. We are always looking for innovative ways to deliver outstanding member assistance, whether thats through concierge-banking in our locations, through video services by way of our new interactive teller machines or in the leadership roles behind the scenes. We work for our members and for their financial well-being, and we look forward to exceeding their expectations! Where are We Located? Our headquarters is right in the heart of the booming Plano, Texas market, at 5640 Democracy Drive. We are located minutes away from the expanding Legacy West development, and easily accessed from the Dallas North Tollway or Sam Rayburn Tollway. We have other locations, too, and you can find the nearest ITCU branch to you by using our Locator Tool. Alright, Enough about Us Who are We Looking For? Now that you know more about us, we want to know more about you! Were looking for a Business Credit Analyst who has experience in a [customer-focused/deadline-driven/high-energy] environment, and who can provide courteous, friendly and professional assistance to their team, and our membership. Our ideal candidate will make anywhere between $48,000.00 - $60,000.00 for this position, and will follow a Monday-Friday (flexibility between 8:00 a.m. - 5:00 p.m.) work schedule. What about the Duties & Responsibilities? The Business Credit Anaylst will provide the following as part of their responsibilities: And so on, and so forth And, of course, other job-related duties as assigned. Every job description asks for these, and no one is really sure what these are, exactly. The truth is, at ITCU, theres really no such thing as a typical day, which often gives our staff the opportunity to flex their creative muscles, work with teams they may not usually work with and experience something new. Are there some Awesome Benefits? Of course! Aside from our competitive package of health and welfare benefits, not to mention discounted access to company products and services, we also offer: On-hire-date enrollment for medical/RX, dental and vision coverage; Basic Life & AD&D Insurance (2 times your annual salary paid by ITCU!); Optional Life & AD&D Insurance; Voluntary Short-Term Disability & Long-Term Disability Plans available; Flexible Spending Accounts; 401(k) & Roth contributions (matching contributions of 100% of your contributions that do not exceed 5% of compensation and a zero-vesting schedule!); Access to financial advisory services; Tuition reimbursement assistance for continued education through accredited colleges and universities; Financial education accessible at your own pace via digital modules; Paid Holidays, Vacation and Sick time A special birthday gift to you in the form of a paid day off during your birth month!; Employee Life Assistance & Travel Assistance; Employee discounts on computers, dining, movie tickets, cell phone plans; And much more! Wow, thats a Lot But what Else Makes ITCU Stand Out? The ITCU family provides a progressive learning environment with career advancement opportunities! Youll have the chance to professionally grow in your career, and shadow other departments that may interest you within your professional path! In addition, we believe in giving back to our communities, and host regular events with the Texas Legends, the Frisco RoughRiders, Susan G. Komen®, the annual Plano Balloon Festival, and more! While youll have the chance to participate in these outings, youll also be able to take off two, fully paid days during the year to volunteer at an approved charity/organization of your choice! At the end of the day, teamwork is a core value for ITCU. Our goal for our staff is to provide a work environment that offers teambuilding, recognition and a sense of belonging in a work place you can contribute to, bolstering your career satisfaction. We operate with an open-door policy, meaning your voice will be heard, and your suggestions will be considered. Our strong team environment supports both employees and our credit union members. We rely on each other, and we build trust through our core values: Trust, Integrity, Excellence, Accountability and Teamwork! Interested? Excellent! We want to hear from you! You can apply today by visiting www.itcu.org/careers. SKILLS AND ABILITIES REQUIRED Education/ Certifications College degree related to finance, business, or accounting or equivalent professional experience. Mortgage Loan Originator (MLO) registration with Nationwide Mortgage Licensing System and Registry (NMLS) required. Experience Two years of experience in credit analysis of business loans, underwriting, business loans, or business lending, or equivalent experience; prior SBA underwriting or lending experience preferred Additional requirements: Proficient with Microsoft Office products (such as Word, Excel, and PowerPoint) Compliance with Federal Bank Secrecy and Money Laundering rules required. Other Skills: Ability to interface positively with a variety of individuals Excellent verbal and written communication skills Proactive with the ability to work well autonomously and as a member of a team All job descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral task, only incidentally related to each position, have been excluded. In no instance, however, should the duties, responsibilities, and requirements delineated to be interpreted as all-inclusive. Additional functions and requirements may be assigned by leaders as deemed appropriate. The requirements, skills, and abilities included have been determined to be the minimum standardsrequired to successfully perform the positions. Failure to perform all of the essential duties and position expectations contained in the job description at a satisfactory level as assessed by leadership will result in disciplinary action up to and including termination of employment. In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization. At its discretion, the Credit Union may change this job description at its sole discretion with or without notice. Job descriptions do not create employment contracts. The Credit Union maintains its status as an at will employer. Employees can be terminated for any reason not prohibited by law. Position Requirements Full-Time/Part-Time Full-Time Position Business Credit Analyst Exempt/Non-Exempt Exempt Location Democracy This position is currently accepting applications.