Are you a go-getter who thrives in a fast-paced, high-growth environment? Do you love helping real estate investors win with creative lending solutions? We’re looking for a passionate and driven Loan Officer who gets the world of Non-QM lending—someone who knows how to structure smart, strategic loans for savvy real estate pros and self-employed borrowers. At Arch Capital, we move fast, think big, and focus hard on client success. If you’re hungry to grow your career, work with experienced operators, and help clients scale their real estate empires with confidence, we want to meet you. Responsibilities: • Evaluate and structure Non-QM loans for real estate investors, focusing on DSCR (Debt Service Coverage Ratio) loans, bank statement programs, and asset-based lending solutions • Analyze complex financial scenarios, including multiple property portfolios, business tax returns, and alternative income documentation • Discuss rate, term and any specifics that would change the financial outcome of a loan with the borrower directly • Build and maintain relationships with real estate investors, brokers, and industry partners • Guide borrowers through the loan qualification process, explaining Non-QM programs and requirements • Review rent schedules, lease agreements, and property operating statements to determine loan eligibility • Structure deals using various Non-QM products, including DSCR loans, bank statement programs, asset depletion, and foreign national programs • Maintain current knowledge of Non-QM lending guidelines, market conditions, and competitor offerings • Actively manage and track loans in the pipeline by maintaining regular communication with current buyers and coordinating with internal team members, processors, underwriters, and third-party partners to ensure all documentation is submitted timely, conditions are cleared, and the loan moves efficiently through each stage. Proactively follow up with all parties involved to resolve any issues that could delay approval or closing, while keeping the borrower informed throughout the process. Qualifications: Required Qualifications • Minimum 3 years of mortgage lending experience • Strong understanding of investment property analysis and DSCR calculations • Experience with self-employed borrower income analysis and bank statement programs • Knowledge of secondary market guidelines and investor requirements • Excellent financial analysis and problem-solving skills • Strong communication and interpersonal abilities • Driven and goal-oriented with a team-first mindset—someone who loves to win but loves it even more when the whole team wins together Preferred Qualifications • Experience with commercial lending or portfolio lending • Knowledge of construction lending and renovation programs • Established network of real estate investors and industry professionals • Experience with CRM systems and loan origination software Compensation: $200,000+

• Evaluate and structure Non-QM loans for real estate investors, focusing on DSCR (Debt Service Coverage Ratio) loans, bank statement programs, and asset-based lending solutions • Analyze complex financial scenarios, including multiple property portfolios, business tax returns, and alternative income documentation • Discuss rate, term and any specifics that would change the financial outcome of a loan with the borrower directly • Build and maintain relationships with real estate investors, brokers, and industry partners • Guide borrowers through the loan qualification process, explaining Non-QM programs and requirements • Review rent schedules, lease agreements, and property operating statements to determine loan eligibility • Structure deals using various Non-QM products, including DSCR loans, bank statement programs, asset depletion, and foreign national programs • Maintain current knowledge of Non-QM lending guidelines, market conditions, and competitor offerings • Actively manage and track loans in the pipeline by maintaining regular communication with current buyers and coordinating with internal team members, processors, underwriters, and third-party partners to ensure all documentation is submitted timely, conditions are cleared, and the loan moves efficiently through each stage. Proactively follow up with all parties involved to resolve any issues that could delay approval or closing, while keeping the borrower informed throughout the process.