FID Analyst I - Huntington, San Antonio, TX - Risk Compliance Audit - Posted: July 23, 2018 - Full-Time - Bexar County, TX, United States ESSENTIAL DUTIES The duties listed below may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties as assigned. - Reviews and understands standard bank documentation, customer due diligence information, and banking transactions - Performs detailed analysis on accounts that appear to have unusual and/or suspicious activity - Provides detailed documentary evidence to support the analysis performed - Performs assigned quality control reviews and monitoring of the Bank Secrecy Act, USA Patriot Act, Anti-Money laundering, OFAC, customer due diligence, account due diligence and enhanced due diligence on new and existing bank customers and Customer Identification program compliance using industry standard and regulatory guidelines - Processes Currency Transaction Reports (CTR) and Negotiable Instruments Logs - Works closely with Financial Intelligence Department to ensure all CTRs are filed timely and correctly - Contacts branch staff for specific issues relating to CTRs, BSA Monitoring, CDD, Fraud and/or High Risk Review - Performs analysis and investigative research from numerous internal and external sources to complete Customer Due Diligence profiles - Prepares or assists in the preparation of requests for information to customer facing lines of business (i.e. retail, trust, commercial) - Investigates and monitors customer transactions and/or behaviors associated with products or services through the use of automated monitoring systems and reports - Performs timely and accurate research and effective investigations - Performs detailed analysis on accounts that appear to have unusual and/or suspicious activity and provides detailed documentary evidence to support the findings - Assists with monitoring of USA Forms Administration for potential fraud and/or unusual activity - Assists in documenting and maintaining the Banks compliance efforts on a daily basis by ensuring adherence to the banks policies and procedures to ensure compliance with all federal and state laws and regulations - Maintains current knowledge of all rules, regulations, laws, policies and procedures as they apply to customer account documentation - Complies with all federal and state laws and regulations, and all established bank policies and procedures - Maintains current knowledge of all rules, regulations and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AML QUALIFICATIONS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. - A self-starting individual who possesses an Associates or Bachelors in Criminal Justice, Business, Finance or a related field is preferred (equivalent banking experience may substitute degree preference) - Six months of prior banking experience is preferred

• Basic knowledge of various banking functions such as, retail banking, commercial banking, trade-finance, asset-based lending, loan documentation, financial statements and cash flow analysis is preferred
• Fundamental knowledge of BSA, AML/CIP/OFAC and USA Patriot Act regulations - Ability to comprehend related technical language and processes - Ability to maintain confidentiality, good business judgment and exercise discretion in performing daily duties - Strong knowledge of personal computers, office equipment and proficiency with Microsoft Word, Outlook and Excel - Strong interpersonal and communication skills to interact with all levels of Bank personnel - Ability to work effectively in a fast-paced environment and meet deadlines - Attention to detail and mental concentration for accurately performing tasks with frequent interruptions. - Position requires sitting for extended periods of time - Availability to work a flexible schedule, Monday through Friday (8:00 a.m. to 5:00 p.m.), and occasional Saturdays - Bilingual in English and Spanish is desired - Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information.