At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

How will you make an impact in this role?

The P&L Management team plays a key role in driving the short-term and long-term financial performance of the US Consumer Services Group, supporting the President and CFO of this critical part of the company. The team does this through a variety of activities: translating the underlying business strategy into the P&L creating and communicating the annual and long-term financials plans for the business; defining the key business decisions required to meet those business targets; and driving those decisions through the use of granular data analytics. The team collaborates closely with a variety of stakeholders in Finance, Product, Marketing, Risk and other teams to deliver its outcomes, and supports the financial performance across the US.

The ideal candidate will have a very strong strategic mindset; the ability to communicate concisely and with impact; a highly quantitative orientation, and excellent partnership and leadership skills. The role has substantial interaction with senior-level executives, and requires a commitment to very high standards of excellence in the quality of the work product.

Responsibilities:

• Create the quarterly Executive Committee (EC) financial reviews for the USCS business. Create Long-Range Plan, Annual Plan Volume and P&L Reviews with the EC Working Group, USCS President and Leadership Team, and CFO/LFO for the business
• Manage deep-dives into special topics related to financial performance - partnering with key Finance and Business stakeholders to understand the issue and serve up decisions to senior leaders
• Leverage account-level analytical data from Cornerstone/Lumi to complement P&L projections and results, improving our understanding of key drivers or risks and opportunities in the portfolio
• Use expert judgment, analytical insight, and input from stakeholders to define the final P&L projections for the business (including Spend, AR, ADB, Revenue, and PTI)
• Review P&L details during results analysis and forecasts for accuracy
• Run P&L simulations for specific business or macroeconomic scenarios; or to define ranges of outcomes; or deliver insights into P&L performance
• Perform ad-hoc competitive analyses on traditional and non-traditional competitors
• Partner closely with Business Unit FP&A, Data Science & Analytics (DS&A), Investment Optimization and LFO teams in communicating the overall narrative

Minimum Qualifications

• Highly motivated strategic thinker with the ability to define the big picture and “tell the story”
• Exemplary communication skills: concise, confident, and impactful with senior executives; able to maintain very high standards for written communications (emails, presentations)
• Knowledge of Amex Card business preferred, including drivers, P&L dynamics, and financial processes.
• Excellent financial and quantitative skills - ability to do the “quick math” rapidly and skillfully across the P&L.
• Exceptional relationship and collaboration skills, including the ability to work in a highly matrixed environment across multiple finance and business teams.
• Ability to work in a fast-paced, high-pressure environment, frequently with rapid turnaround times for senior executive deliverables.
• Strong attention to detail to ensure accuracy and integrity of financial numbers with error-free materials.
• Bachelor’s Degree required.

Preferred Qualifications

• Knowledge of data mining tools / techniques (e.g., SQL, Python) preferred.
• 3+ years of relevant work experience preferred.
• Advanced degree in relevant field preferred.

Salary Range: $89,250.00 to $150,250.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.