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Credit Analyst I

National Funding

Credit Analyst I

San Diego, CA
Full Time
Paid
  • Responsibilities

    CREDIT ANALYST I

    ONSITE 100% AT OUR CORPORATE HEADQUARTERS IN SAN DIEGO, CA (LA JOLLA/UTC)

    Monday-Friday, 8:00-4:30 or 7:30-4:00

    This world isn't black and white and neither are small business funding decisions. We're guessing with your credit analysis background, you probably know that already.  Our Credit Analysts review financial documents such as bank statements and credit reports in order to determine the credit worthiness of our clients.

    National Funding is a direct lender, and since 1999 we've been providing working capital loans to small and mid-sized companies throughout the United States. Every day, we'll rely on you to work the numbers and assess financial terms to decide if we'll fund the deal. You'll conduct a basic review of Experian and business bank statements to determine eligibility based on an established list of credit parameters. Performs basic cash flow analysis of businesses to determine loan affordability.  You are the final decision maker.

    WHY NATIONAL FUNDING? 

    Work-life balance isn't a cliché, it's our commitment to you.  Our culture is positive and energetic, our motto is work hard/play hard, and we have a business casual environment. We also offer an impressive  array of benefits and perks, such as:

    • A fantastic benefits package including medical, dental, life, vision, a 401(k) with employer match, Life and AD&D insurance coverages, PTO and paid holidays.
    • We take pride in supporting our team members' successes and providing real opportunities for career advancement through Tuition Reimbursement Programs, Ongoing Training, and Company Library.
    • Numerous employee events throughout the year, such as our annual Company Holiday Party, Harbor cruise, Sports days, Taco Day and Bagels Every Friday and more!!

    SO WHAT DOES IT TAKE TO SUCCEED AS A CREDIT ANALYST?

    • A year or more of experience determining creditworthiness. We need to see that you know how to be the financial decision maker.
    • Familiarity with credit bureaus reports (Experian)
    • Ability to read business bank statements with attention to detail.  As you're reviewing bank statements and credit reports, you're not just checking boxes, your assessment is critical. Small business loans depend on it. (It's a bonus if you understand tax reports, too.)
    • Ability to work in a fast-paced, deadline-driven environment.  You'll be responsible for critical financial decisions to drive the bottom line and achieve your goals.
    • Strong organizational ability and communications skills
    • Familiarity with Salesforce platform is a major plus.  Proficiency with Microsoft Office software applications and Outlook for email is required.

    WHY NATIONAL FUNDING?

    • Positive, energetic, passionate, business casual environment with management who commits to your success
    • Fantastic benefits package: Our current benefit package includes medical, dental, vision, life, LTD and AD&D insurance as well as a 401(k) Retirement Savings plan with an employer match. Eligibility for all benefits will start the first of the month following 60 days of employment.
    • Numerous employee events throughout the year, including our annual traditions such as a Day at the Del Mar Racetrack, Del Mar Mud Run, Bring Your Kid to Work Day, Holiday Party, Employee and Family Picnic, sporting events and more.

    NATIONAL FUNDING is one of the leading providers of short term loans and equipment leasing for small businesses across the United States. In both 2013 and 2014, we were ranked by the San Diego Business Journal as one of the 100 Fastest Growing Private Companies in San Diego and listed on the Inc. 5000 List of America's Fastest Growing Private Companies. We serve the small business community nationwide by offering a range of financial services and products. Since 1999, we have been in the forefront of the equipment leasing business, working with businesses in hundreds of communities and industries to expand and upgrade their business equipment. As we have grown, so too has our product line, and now we are one of the country's largest private lenders of small business loans. Our customers call on us to get working capital, merchant cash advances, credit card processing, and, of course equipment leasing.

    National Funding is an Equal Opportunity Employer.

  • Industry
    Financial Services