Job Description

Octane is a Fintech company whose mission is to connect people with their passions. The $21B powersports market is fast and fun, but the purchasing process is slow and frustrating. Octane is changing that through automated underwriting, innovative credit products, and financing through our in-house lender, Roadrunner Financial. Octane reaches millions of riders through editorial brands like CycleWorld.com and helps consumers buy their favorite vehicles with instant, frictionless financing on Octane.co. 

Octane is gaining traction quickly with customers, with growth in originations through our platform of more than 3X year-over-year. Octane works with more than 3,500 dealers across the USA, provides financing coverage for most major powersports makes, and offers promotional financing with low rates for 40 OEM brands. Because we are the platform and the lender, we have both high growth and positive unit economics - rare for a fintech. We have raised more than $138M in venture capital from leading investors such as IA Ventures, Valar Ventures, and Contour Venture Partners.

The FP&A team is responsible for providing guidance to our senior team on our short- and long-term financial trends that heavily influence the strategic direction of the company.  We are looking for a Financial Planning and Analysis Associate to join our team and own our corporate financial modeling and forecasting. The successful candidate will be highly analytical, a strong and effective communicator with a demonstrable track record of superior financial and strategic analysis and developing/delivering recommendations based on their analysis.

SPECIFICALLY, YOU WILL:

• Build out analytical tools to evaluate current financing strategy and future potential financing stages.
• Own long- and short-term financial forecasts for the entire company.
• Create and improve workflows with stakeholders and financial systems to improve forecast accuracy, and to scale forecasting and reporting tools.
• Develop insightful presentations to summarize analyses and facilitate decision-making for leadership.
• Build strong relationships with stakeholders and effectively communicate tracking to forecasts, insights into expense trends, and confidence with recommendations on next steps.
• Develop financial metrics and analyses to help our business partners measure and improve efficiency within their teams.
• Create KPI metrics and dashboards to measure performance and optimize business operations.
• Expense and FTE/Headcount analysis across all departments.

YOUR BACKGROUND INCLUDES:

• 5+ years of experience in financial planning & analysis, management consulting, investment banking, or Big 4 accounting.
• Demonstrated mastery of three-statement financial modeling. Preferable experience in the lending sector or with extensive exposure to ABS financing transactions, warehouse facilities, loan sales/forward flows.
• Solid understanding of GAAP, its application for financial institutions, and proper modeling techniques.
• Strong talent for crafting and presenting data-driven analyses and insights to stakeholders of all levels and backgrounds.
• Extensive experience conducting quantitative and qualitative financial analysis
• Experience working within the fintech / online lending space a plus.

YOU ARE/POSSESS:

• Motivated and disciplined to work effectively and autonomously, thrive in a fast-paced environment and tolerate ambiguity and shifting requirements.
• Superior proficiency with Excel and complex financial modeling along with advanced PowerPoint skills.
• Highest personal and professional standards of integrity and ethics.
• Core understanding of markets businesses, corporate finance concepts, and general accounting knowledge including general ledger and management reporting systems such as NetSuite.
• Excellent verbal and written communication skills.

BENEFITS

• Robust Health Care Plans (Medical, Dental & Vision)
• Up to 5 weeks PTO (self-managed)
• Generous Parental Leave
• Retirement Plan (401k) with Company contribution 
• Educational Assistance/Tuition Reimbursement up to $3K/year 
• Powersports Safety Benefit: reimbursement of up to $500/year for the purchase of any powersports safety equipment
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability & Life insurance
• Team Activities (remotely)
• Monthly company gift

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.