The summer intern will work as part of a commercial client coverage deal team. The position will support Portfolio Managers (PM), Credit Analysts (CA), and Relationship Managers (RMs) in new loan transaction underwriting, loan monitoring, and business development activities:

• Monitor for the receipt and accuracy of client reporting including financial statements, covenant compliance certificates, and collateral requirements.
• Assist in credit analysis, preparation of deal screening memos, new credit approval requests, loan closings, and annual reviews of existing client relationships. This includes learning / preparing financial models, written financial analysis, conducting industry research and preparing written summaries of industry issues, risks, opportunities, and the competitive environment, communicating questions or observations,and utilizing internal risk and return models and loan systems.
• Performs market analysis and assist in the development of commercial client prospect lists as needed.Works with the Relationship Managers to assist in preparation of client presentations.
• Participate in Team Meetings, Capital Markets calls and broader Commercial Banking calls.
• Participate in deal screen presentations and credit approval meetings.
• Work as part of the deal team on a deal screen or new transaction.
• Participate in client meetings or conference calls.
• Network within the commercial bank and ask questions about specific roles.
• Complete other tasks and special projects as required.

• Enrollment and demonstrated academic achievement in an undergraduate degree program with a graduation date of December 2018 or May 2019
• Minimum GPA of 3.5 preferred
• All majors considered
• Demonstrated leadership in a club, volunteer or sports
• Initiative taker who can handle multiple priorities
• Excellent interpersonal and verbal/written communication skills
• Strong analytical skills
• Detail-oriented
• Strong project management and organizational skills
• Team player who can work closely with others to complete projects under tight deadlines
• Software skills: Solid MS Word, PowerPoint and Excel.

Application Deadline: October 27, 2017

Whether you are fresh out of school or have been working a few years, Citizens Bank offers numerous early career paths to jump-start a fulfilling career at a leading financial institution.

We are a customer-centric culture built around helping our customers bank better and giving back to our local communities. You will find a supportive and collaborative workforce of diverse colleagues ready to help you grow and accelerate your potential. We provide training, development programs, internships, and other opportunities to help you chart your own path to success.