As a leading financial technology platform, OppFi powers banks to bring credit access to millions of everyday consumers who are locked out of mainstream financial options. We go beyond our mission - to help people rebuild financial health - and go further to ensure we keep the customer at the center of everything we do. We are creating a Customer-obsessed culture, with the capital “C”.

And it starts with our team here. We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. We welcome individuals who want to make a difference in the financial system through creating and building simple, transparent products that facilitate credit access, enable savings, and build wealth.

A few other fun facts about us. OppFi is an Inc. 5000 company for six straight years, a Deloitte's Technology Fast 500™, the seventh fastest-growing Chicagoland company by Crain's Chicago Business, and was named on Built In's 2022 Best Places to Work in Chicago.

WHAT YOU GET TO DO:

Reporting to our capital markets manager, the Capital Markets Analyst is an essential member of the finance team to support our management of liquidity and working capital. Given that cash is our "inventory," you'll help lead the long-term financial trajectory of the firm. You'll focus on other essential functions, including covenant compliance reporting for our best-in-class lending partners, modeling cash flow projections under several capital structure scenarios, and funding allocation optimization.

KEY RESPONSIBILITIES:

• Develop financial models for liquidity and cashflow management

• Analyze cash capacity and guide the strategy for loan originations

• Partner with senior management in enhancing our capital market strategy

• Daily relationship management with our lenders

• Create forecasting tools for covenant compliance

• Prepare investor, board, and management presentations

• Prepare borrowing bases/monthly servicing reports

• Automate/improve manual processes

• Develop internal dashboards

WHAT YOU WILL BRING TO THE TEAM:

• Advanced Excel - Pivot Tables/VLookups, experience working with large datasets

• BA/BS in Finance, Economics, Mathematics or other quantitative degree

• Familiarity with accounting/forecasting concepts

• High-level data entry and analysis

• Experience with ABS, securitization, asset-based lending, debt capital markets are ideal

• Bonus skills: experience with SQL/any other programming language, experience with data analysis

REPORTS TO: CAPITAL MARKETS MANAGER

JOB LEVEL: ASSOCIATE

The minimum salary for this role is $64,000. The total compensation package includes eligibility for performance-based bonuses as well as a 1-time equity grant based on level.

The actual offer, reflecting the total compensation package and benefits, will be at the company's sole discretion, and determined by a myriad of factors including, but not limited to, years of experience, depth of experience, and other relevant business considerations.

TOTAL REWARDS AND BENEFITS

OppFi offers a flexible remote environment, 401(k) matching program, and flexible paid vacation. Other benefits include medical benefits, dental and vision coverage, and tuition reimbursement. To support your wellness & growth, we provide monthly meditation and yoga classes and access to all LinkedIn Learning courses. We also offer Fringe, which is a lifestyle benefits platform that lets you decide how you want to spend your rewards from dozens of vendors like Uber, Doordash, and Urban Sitter. Dress code is casual.

EEOC STATEMENT:

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, or federal law or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond.

OppFi is committed to the full inclusion of all qualified individuals. As part of this commitment, OppFi will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact our People team at recruiting@oppfi.com.

Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://www.oppfi.com/careers/

OppFi is a leading financial technology platform that powers banks to offer accessible products and a top-rated experience to everyday consumers. Through its unwavering commitment to customer service, OppFi helps consumers who are turned away by traditional providers build a better financial path. To date, OppFi has facilitated the issuance of more than 1.5 million loans.

At this time we are unable to sponsor visas for our open roles.