Job Description
We are looking for a highly motivated finance professional to join Square’s world-class Risk organization to help understand and manage credit risk for sellers processing on Square. The ideal candidate will have a thorough understanding of commercial credit and financial statement analysis, as well as a passion for applying those skills in new and innovative ways to help Square grow our business while controlling credit loss.
In this role, you will be responsible for analyzing new and existing sellers, assessing credit risk associated with processing activity, and taking appropriate action in line with our operational and risk policies. You will have a seller-first mentality and will drive creative and novel approaches in risk management to make sure that we live up to our purpose of Economic Empowerment. You will also act as the primary point of contact for our Sales team, partnering on our largest strategic opportunities to ensure that clients have a seamless onboarding experience while effectively identifying and mitigating credit risk.
Lastly, we expect you to be dynamic and adaptable, have a positive attitude, and assist in the training and development of new team members. If all of this sounds exciting to you, you may be a good fit and we look forward to hearing from you!
Job Responsibilities:
Perform review of high-risk sellers and/or transactions
Analyze processing history, business model, financial/bank statements and other information to make informed credit decisions on a daily basis
Lead due diligence calls with prospective and existing sellers to ensure that the risks posed by their business are fully understood
Prepare credit memorandums for large and high-risk sellers to effectively communicate key risks and recommendations to senior management
Act as Credit Risk liaison to other internal departments, including Sales and Support. Trusted to clearly voice specific credit policies and decisions internally and externally.
Proactively identify areas for improvement, and collaborate cross-functionally to effectively drive key initiatives and projects to completion
Contribute to upmarket strategy at Square