Overview

FCB Capital Markets works alongside FCB’s Commercial Finance, Middle Market Banking, and Innovation Bank divisions to provide financing solutions for its clients. FCB Capital Markets is hiring a 2026 Analyst I to support the Commercial Finance and Middle Market Baanking businesses. FCB Commercial Finance serves clients through teams specialized by industry (including Aerospace and Defense, Energy, Healthcare, and TMT, amongst others), product (including Asset-Based Lending, Equipment Finance, and Real Estate). FCB Middle Market Banking operates a national geographic-based coverage model serving middle market and corporate clients.

About the Analyst Development Program:

As an Analyst you will participate in the Commercial Bank Analyst Development Program which is designed to build a broad and deep technical skillset through formal classes, online coursework, and on the job training.

The program begins July 8, 2026 on-site at our New York City Office with an 8-week intensive curriculum where participants learn about:

• Underwriting fundamentals
• Financial Analysis and Excel Modeling
• First Citizens Bank Core Values
• Application-specific training on systems
• Business unit overviews with team leaders
• Strategic priorities of the Bank
• Credit Policies and Procedures

Following the 8 weeks, Analysts join their local teams and stay connected with colleagues through training and professional development sessions. We provide a superior foundation and launchpad for continued success for our Analysts as they begin their careers.

Responsibilities

• FCB’s Capital Markets team is responsible for structuring, pricing, and distributing all lead financings originated by FCB’s various lending business units
• Analysts in the Capital Markets group are responsible for supporting the Capital Markets team in all elements of deal execution:
• Work alongside industry teams to pitch new business
• Construct comparable company trading, M&A, and debt analyses to assist in the pricing and structuring of transactions
• Prepare transaction materials (lender presentations, confidential information memoranda, and models) to support the syndication of FCB-led financings
• Actively participate in the investor outreach and diligence
• Capital Markets Analysts are also responsible for various market related tasks:
• Prepare and distribute FCB’s Leveraged Loan Market Update
• Maintain debt comparables for FCB’s various business units
• Prepare market update presentations for pitches, conferences, and internal meetings
• Role provides opportunity for long-term career growth within FCB Capital Markets and the broader First Citizens Bank organization

Qualifications

Basic Qualifications:

• Bachelor's Degree and 0 years of experience in Coursework or internship in credit analysis, financial statement spreading, Underwriting or Risk Management OR High School Diploma or GED and 4 years of experience in Coursework or internship in credit analysis, financial statement spreading, Underwriting or Risk Management

Preferred Qualifications:

• Bachelor's Degree preferred with degree in Business Administration, Finance or its equivalent
• GPA of 3.5 or higher
• Internship or extracurricular experience in financial services (with preference for credit, investment banking, or private equity)
• Strong quantitative skills including financial statement analysis
• Strong writing and communication skills
• Ability to multi-task and meet tight deadlines
• Strong interest in financial products and markets

If hired in NY, the base pay for this position is generally between ($90k - $100k). Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Together, First Citizens and Silicon Valley Bank offer you the strength and stability of a diversified financial institution with over 125 years of service and the personalized approach of a nimble financial partner. First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts.