EVG Valuation Analyst Corporate & Institutional Banking NJ - EAST BRUNSWICK, OH - Cleveland Full Time Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As an EV Analyst within PNC's yet to be established EV Group, you will be based preferably in either Cleveland, OH or East Brunswick, NJ. The EV Group will be responsible for supporting Underwriting functions within the Corporate & Institutional Bank to produce business valuations for a subset of leveraged lending clients and prospects. Position City OH - Cleveland Building Location OH001 - PNC Center - Cleveland Job Type Regular Job Profile * Provides business valuation for leveraged lending borrowers. Works under limited supervision or independently. Uses multiple data points and valuation methodologies in conjunction with independent judgment to derive well-supported enterprise valuations under both base and stressed case scenarios. * Under limited supervision or independently, conducts research for multiple industries (including economic and market trends) for both private and public companies. May compare subject companies to peers. Researches current and trough level market and transaction comps pertinent to the underlying industry/business. Provides support in synthesizing all available data and reconciling conclusions. * Provides support in analyzing information, and applies critical thinking skills and independent judgment to evaluate the reasonableness of the base and stressed case free cash flow projections, provided by the various underwriting functions for use in a discounted cash flow analysis. Could require further discussions with underwriting to understand company's key performance drivers, competitive niche, and free cash flow assumptions. Assists in written analysis of assumptions, conclusions and other information supporting the enterprise valuation conclusions. * Assists in developing valuation analyses under both base and stressed case scenarios derived from multiple methodologies. Produces a memorandum that includes a detailed justification of the calculations and assumptions, and supports the reasoning and conclusions made regarding the valuation. * Responds, as needed, to challenges and questions from underwriters as well as other first, second and third lines of defense regarding the reasonableness of the valuations derived. Participates, as needed, in the development of systems and reporting for use by various units and senior management. Core Competencies Manages Risk - Basic Experience * Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure activities are in alignment with the bank's and unit's risk appetite and risk management framework. Customer Focus - Working Experience * Knowledge of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions, and ability to leverage that information in creating customized customer solutions. Job Specific Competencies Accuracy and Attention to Detail - Working Experience * Understanding of the necessity and value of accuracy and attention to detail; ability to process information with high levels of accuracy. Credit Analysis and Verification - Working Experience * Knowledge of and ability to utilize tools, techniques and practices for determining the credit-worthiness of an applicant. Decision Making and Critical Thinking - Working Experience * Knowledge of the decision-making process and associated tools and techniques; ability to accurately analyze situations and reach productive decisions based on informed judgment. Effective Communications - Working Experience * Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors. Financial Analysis - Working Experience * Knowledge of tools and approaches of financial analysis; ability to read, interpret and draw accurate conclusions from financial and numerical material. Information Capture - Working Experience * Knowledge of the methods, channels and processes to obtain needed information; ability to identify, capture and document relevant business information in an auditable, organized, understandable and easily retrievable manner. Knowledge of Underwriting - Working Experience * Knowledge of the full spectrum of underwriting activities, practices, tools and considerations; ability to utilize these to implement, manage and improve the underwriting process. Managing Multiple Priorities - Working Experience * Knowledge of effective self-management practices and ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation. Operational Functions - Working Experience * Knowledge of major functional processes and associated operating requirements; ability to apply this knowledge appropriately to diverse situations. Required Education and Experience Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered. Shift Daylight Total Hours Per Week 40 Travel None HR Job Code 102122 EVG Valuation Analyst EEO Statement PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law