Citi Branded Cards North America (N.A.) is the market leader in the US credit card industry with over $85BN in receivables across 25+ million customer relationships. With a pre-eminent global brand and distribution, Branded Cards N.A. maintains its leadership position by delivering industry-leading products, advanced services and payment systems that address clients’ evolving needs. The Branded Cards N.A. business is comprised of Citi Branded Cards Proprietary and partner card products including Costco, American Airlines, AT&T and Expedia.

Integral to Citi Cards‘ success is strong and effective Risk Management that allows us to serve our customers while also protecting Citi’s interests. Brands Risk Management division comprises of 440 highly qualified individuals spread across the globe.

The individual in this role is responsible for a broad range of model implementation and data quality activities which are vital to providing and maintaining the right tools and processes within the Risk Management organization.

The position requires the ability to think strategically and respond rapidly to changing environment. A critical success factor will be the individual’s ability to cultivate and sustain an infrastructure and process that can consistently deliver results quickly and accurately while working with geographically dispersed teams.

Key responsibilities include:

• Proficiently code in C and SAS, implement Machine Learning Models and develop business logic onto Risk systems and databases. Independently own the final solution as detailed and designed by the project team with guidance/collaboration as needed from team members.
• Contribute to project design and implementation, and provide timely analysis and detailed results of data and project deliverables.
• Provide analytic support of internal processes by evaluating production data and providing ongoing support in the monitoring of key systems
• Identify issues, document root cause and propose solutions (leveraging historical research and current business case validation), and initiate interactions with other teams to clarify information and resolve issues.
• Provide ad hoc support to Risk Modeling and Policy for historical data / retro analysis
• Development and maintenance of system documentation, including process flow designs, charts, and instructions.

• Bachelor’s Degree required in computer science, engineering, mathematics or analytically focused discipline
• 2-4 years in related work experience or other systems and analytical capacity (or 1+ years experience with Master’s Degree or PhD)
• Proficient in C/SAS/SQL/Java, UNIX/Linux or knowledge of other relevant tools (knowledge of R and Python a plus); proficient in MS Office
• Good written and verbal communication skills; ability to translate business needs into system/process designs; comfortable presenting to peers and management
• Excellent quantitative and analytical skills, extremely detail-oriented and possessing intellectual curiosity
• Ability to multi-task and work against tight deadlines
• Ability to work independently with only baseline instructions/guidelines from management
• Experience with econometric modeling, machine learning and statistical modeling or application risk scoring a plus.
• Understanding of Risk Management and business strategies /actions and risk scoring and modeling a plus

Citi enables growth and progress for individuals, communities, institutions and governments around the world and has been doing so for more than 200 years. They recognize that their ability to best serve their clients and customers comes from the diverse and engaged employee base and they work tirelessly to deliver opportunities for growth and development to the most talented people. This is a place where the best come to get better.