At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

The VP/LFO, US Consumer Lending & Beyond the Card Products will provide strategic and financial analysis to profitably grow our share of spend and lend in the marketplace. Their team will own the end-to-end financial management of key Lending initiatives and provide analytical and strategic guidance across pricing, Plan It, personal loans, insurance and customer treatment initiatives to drive growth and optimize performance across product lines. The role will have strong cross-functional collaboration and work closely with the product, marketing, pricing, risk, and finance teams for the US Consumer Services business. This is a high visibility role with a focus on some of the most critical initiatives across the Enterprise.

The candidate will provide strategic and financial thought leadership for the US Consumer business and will work closely with the VP/LFO for US Consumer Card and SVP for Lending, Analytics & Beyond the Card Products, among other senior leaders.

Responsibilities:

• Manage high-performing Director teams owning end-to-end deep, data-driven analytical efforts to unlock insights into sources of value creation for Lending, Beyond the Card Products and the overall business P&L.
• Proactively work with the business to identify the critical business questions, frame the correct analyses to make decisions, and rapidly drive those analyses to closure
• Develop and maintain strong relationships with business partners in Product, Marketing, Risk, Pricing, Finance and other functions
• Develop actionable recommendations on the business and strategic questions at hand; effectively communicate complex ideas; and actively seek to drive the strategy of the business
• Maintain a deep understanding of the competitive environment and our competitive positioning
• Train, supervise and coach the team on technical skills, lending and deal economics

Minimum Qualifications:

• Excellent communicator with strong business acumen and analytical skillset who can deliver messages and think on their feet with senior leaders and key partners.
• Strong content expert in Lending and Beyond the Card Products with an excellent understanding of credit risk, provision, pricing, and customer behavior on card products.
• Effective and inspiring team leadership skills, with proven ability to hire, coach, train and develop teams with strong technical and analytical skillsets.
• Ability to articulate complex ideas with brevity, simplicity and impact
• Leadership and collaboration skills across a wide network of matrixed relationships
• Natural strategic mindset or “business intuition” - ability to step back from the numbers and consider the analysis and its impacts from multiple points of view
• Ability to handle high pressure environment with aggressive deadlines while balancing multiple priorities and customers
• Quantitatively oriented and very numerate - comfortable with thinking through the “quick math”
• High energy, proactive instinct
• Ability to balance attention to detail and accuracy with tight deadlines
• 7-10 years’ work experience
• Experience with Lumi / Big data, SQL and/or SAS preferred
• MBA or related graduate degree preferred

Salary Range: $176,750.00 to $282,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Depending on factors such as business unit requirements, the nature of the position, cost, and application laws, American Express may provide visa sponsorship for certain positions