Intern - Credit Analyst, International Banking Summer 2019 Paid Internship **** Zions Bancorp. has an opportunity for an intern to work in our International Banking department. The intern will work on or be exposed to the following: * Analyze borrower financial statement ratios and compare to the industry averages and generate a summary of questions/issues to discuss as part of loan underwriting. * Analyze individual tax returns and credit reports to calculate debt to income ratio and personal cash flow available to service debt. * Do online research for specific individual owners and businesses and provide a summary of any findings. * Review industry research reports to provide a summary of the specific industry for commercial and industrial loans. * Assist in completing annual file/loan reviews. * Various clean-up/data projects * Currently working on a Bachelor's degree in Finance, Accounting, Business or a related degree * Basic working knowledge or interest of financial and spread analysis, credit, lending and underwriting processes and principles. * Knowledge or interest in working with various types of loans, credit risk, legal and regulatory requirements. * Requires strong interpersonal and customer service skills. * Good communication skills, both verbal and written. * Detail oriented with strong analytical, organizational and problem solving skills * Ability to make sound decisions and be inquisitive not afraid to ask questions or make recommendations. * Working knowledge of computer software programs including spreadsheets, word processing, etc. **Primary Location: **Utah-Salt Lake City-UT - Zions Bancorporation - HDQTRS **Work Locations: ** **Organization: **Zions Bank **Job Posting: **Dec 27, 2018