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Senior Analyst, Actuarial

Learn more about CVS Health
CVS Health

CVS Health

Senior Analyst, Actuarial

Hartford, CT
Full Time
  • Responsibilities

    Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose: Bringing our heart to every moment of your health. This purpose guides our commitment to deliver enhanced human-centric health care for a rapidly changing world. Anchored in our brand — with heart at its center — our purpose sends a personal message that how we deliver our services is just as important as what we deliver.

    Our Heart At Work Behaviors™ support this purpose. We want everyone who works at CVS Health to feel empowered by the role they play in transforming our culture and accelerating our ability to innovate and deliver solutions to make health care more personal, convenient and affordable.

    Position Summary:

    • This position is responsible for rate development and filings in the Individual and Small Group ACA markets
    • Contribute to achievement of profitability and membership goals by acting as a strategic partner with business partners
    • Coordinate the pricing and filing work required for multiple states
    • Set and manage own priorities and those of other team members as needed to meet pre-established deadlines
    • Cultivate relationships with local regulators and negotiate terms of rate filings and approvals; communicate both in response to objections and proactively as needed
    • Excellent verbal and written communication to various audiences to establish strong relationships and to effectively convey observations and recommendations
    • Participate in the broader ACA team and foster a team environment of trust and collaboration.
    • Establish understanding of competitive landscape and competitor prices compared to Aetna rates so that recommended rate levels can be developed
    • Forecast results and monitor financial performance
    • Develop or recommend initiatives to drive down cost structure so price points can be competitive and achieve required financial goals
    • Devise responsible pricing strategies to help grow membership.
    • Recommend decisions logically based on data and business acumen that weighs the pros and cons and considers calculated risks
    • Navigate several data points, possibly contradictory, and rationalize recommended course of action, recognizing risks and opportunities. Work with different areas to understand those data points.
    • Work with multiple business partners (Segment Management, Network, Contracting, Product, Finance, Compliance, Market Actuaries, External Consultants) to achieve pricing and product objectives
    • Influence/empower resources within and outside of direct control to complete projects
    • Advocate for ACA segments’ unique needs while also balancing the need to streamline processes for efficiency

    Required Qualifications:

    • 2+ years actuarial experience
    • 2+ actuarial exams passed
    • Experience with Microsoft Office suite, especially Excel
    • Ability to work with large and detailed data sets
    • Strong communication skills
    • Solid technical/analytical skills and attention to detail
    • Demonstrated success in providing strong technical guidance and leadership direction

    Preferred Qualifications:

    • Experience with ACA markets

    Education :

    • Bachelor's degree or equivalent experience

    Pay Range

    The typical pay range for this role is:

    $43,700.00 - $107,200.00

    This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

    In addition to your compensation, enjoy the rewards of an organization that puts our heart into caring for our colleagues and our communities. The Company offers a full range of medical, dental, and vision benefits. Eligible employees may enroll in the Company’s 401(k) retirement savings plan, and an Employee Stock Purchase Plan is also available for eligible employees. The Company provides a fully-paid term life insurance plan to eligible employees, and short-term and long term disability benefits. CVS Health also offers numerous well-being programs, education assistance, free development courses, a CVS store discount, and discount programs with participating partners. As for time off, Company employees enjoy Paid Time Off (“PTO”) or vacation pay, as well as paid holidays throughout the calendar year. Number of paid holidays, sick time and other time off are provided consistent with relevant state law and Company policies.

    For more detailed information on available benefits, please visit

    CVS Health requires certain colleagues to be fully vaccinated against COVID-19 (including any booster shots if required), where allowable under the law, unless they are approved for a reasonable accommodation based on disability, medical condition, religious belief, or other legally recognized reasons that prevents them from being vaccinated.

    You are required to have received at least one COVID-19 shot prior to your first day of employment and to provide proof of your vaccination status or apply for a reasonable accommodation within the first 10 days of your employment. Please note that in some states and roles, you may be required to provide proof of full vaccination or an approved reasonable accommodation before you can begin to actively work.

    CVS Health is committed to recruiting, hiring, developing, advancing, and retaining individuals with disabilities. As such, we strive to provide equal access to the benefits and privileges of employment, including the provision of a reasonable accommodation to perform essential job functions. CVS Health can provide a request for a reasonable accommodation, including a qualified interpreter, written information in other formats, translation or other services through If you have a speech or hearing disability, please call 7-1-1 to utilize Telecommunications Relay Services (TRS). We will make every effort to respond to your request within 48 business hours and do everything we can to work towards a solution.

  • Industry
    Health, Wellness and Fitness
  • About Us

    At CVS Health, we are joined in a common purpose: helping people on their path to better health. We are working to transform health care through innovations that make quality care more accessible, easier to use, less expensive and patient-focused. Working together and organizing around the individual, we are pioneering a new approach to total health that puts people at the heart.