Why should I consider MassMutual?

At MassMutual, we are looking for and investing in early career talent who will become tomorrow’s future business leaders. The MassMutual Early Career Rotational Program is a full-time, four-year leadership development program in which you will do four, one-year rotations within your respective function. As an associate in the program, you will have the opportunity to solve business problems, develop both the professional and leadership skills needed to build a successful career in a diverse and established Fortune 100 Company. With rotational programs in Finance, Investment Management, Marketing and Insurance Operations, you can explore the career path that is right for YOU!

Possible Rotational Areas in Investment Management:

Market Risk

• Gain knowledge and exposure to asset liability management and the impact it has on a company’s investments and portfolio metrics
• Understand various asset types and their corresponding valuations
• Improve the existing process to combine quantitative and fundamental credit analysis
• Gain insight and exposure to senior management decisions/views

Credit Risk

• Gain knowledge and exposure to credit risk and the impact it has on a company’s investments and portfolio metrics
• Understand credit risk modeling
• Understand corporate debt assets and derivatives
• Gain insight and exposure to senior management decisions/views

Asset Manager Operations

• Learn about the elements of ongoing monitoring of our asset managers and related investments
• Complete operational due diligence reviews
• Research and learn about state investment guidelines and requirement and identify potential gaps within the current process
• Understand the core operational processes that drive the investment lifecycle: due diligence, onboarding and ongoing monitoring and the related risks
• Ability to complete an operational due diligence review
• Effective and efficient problem solving and communication skills

Investment Strategy

• Work on various projects to improve reporting
• Investment analysis and market insight
• Review processes for the general investment account portfolios and allocations
• Develop knowledge of how MM makes investments
• Gain experience presentation skills
• Learn key software and tools necessary for MM’s investment due diligence process
• Build working contacts across internal and external investment managers
• Exposure to senior leaders in investment management

Minimum Qualifications:

• Current Senior enrolled in a four year Bachelor degree program
• Must have a cumulative GPA of 3.0 on a 4.0 scale
• Demonstrated leadership skills gained from student clubs, community involvement or work experience
• Demonstrated proficiency in oral and written communication
• Must be authorized to work in the United States without requiring visa sponsorship, both now and in the future

Preferred Qualifications:

• Cumulative GPA of 3.2 or higher
• Strong computer programming skills in Python, R, SQL, MATLAB or similar programs
• Strong, creative problem solver
• Works autonomously, self- starter
• Intellectually curious and agile learner

Program Highlights:

• Rotations: The Early Career Program is a four year program in which you will rotate annually through different departments within either Finance, Investments, Marketing or Insurance Operations which gives you diverse work experiences, develops your business acumen, and strengthens your leadership potential.
• Meaningful Projects: Apply your knowledge and skills by participating in high profile projects in a respected and highly rated company. Take part in our collaborative work environment focusing on process improvements that help us better serve our customers, including both external and internal customers.
• Personalized Coaching: Receive career and leadership coaching specific to you and your development needs from our Early Career Program team.
• Mentors: Be paired with professionals at MassMutual to learn about the business throughout several departments while utilizing your mentors as a sounding board to share and shape your ideas.
• Networking Opportunities: Engage with the greater MassMutual community by being involved in networking activities and by also getting involved with our Business Resource Groups that you might feel an affinity with.
• Corporate Learning & Development Programs: Participate in internal programs that allow you to develop competencies in areas such as presenting with impact, working in a diverse workplace, building your personal brand, etc.
• Volunteer Opportunities: MassMutual invests more than $20 million annually in organizations across the country to support communities and broaden their economic opportunity. Join colleagues within MassMutual and make a positive impact in the community!
• Community: You will have the opportunity to work with talented early career professionals across several departments in a highly-collaborative environment.

MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policy owners. MassMutual offers a wide range of financial products and services, including life insurance, disability income insurance, long-term care insurance, annuities, retirement plans and other employee benefits.