PRIMARY PURPOSE:

Responsible for product life cycle management of personal lines products and for the development of drafting policy forms and contracts, manual rules, coverage analysis, and the tracking of new and existing state statutes and regulations that may impact the portfolio of personal lines.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Following is a summary of the essential functions of this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Work closely with Product Management, Claims, Underwriting and IT in the development of the product portfolio, and in the processes required to generate, file, and otherwise maintain the content of personal lines contracts
• Serve as a countrywide Subject Matter Expert (SME) pertaining to personal lines forms, rules, filing procedures, coverage issues, and regulatory compliance
• Conduct research and analysis on legal issues, competitor products, market needs, and emerging issues to make recommendations for changes or additions to personal lines products
• Develop contracts, policy forms, policyholder notifications, and rules as well as any supporting information for personal lines products
• Independently capture and classify product language to support rationalization for assigned lines of business
• Partner with Product Management, Claims, General Counsel Office, Underwriting, and other business stakeholders in the execution of the product rationalization and product configuration process
• Track, analyze and interpret laws and regulations relevant to property and casualty insurance for purposes of determining the impact to personal lines product
• Oversee the product life cycle to implement changes
• Interact with other key stakeholders with respect to product features and product development strategy as well as shared initiatives, shared compliance issues, and Marketing and IT support needs
• Serve as Subject Matter Expert (SME) for other personal lines staff and for members of other Product Management teams
• Provide both internal and external training on personal lines product content

MINIMUM SKILLS AND COMPETENCIES:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s Degree or in lieu of degree equivalent education, training, and work-related experience
• Knowledge of industry-standard personal lines programs of insurance, including coverage concepts, rating procedures, and underwriting philosophies
• Must possess effective verbal and written communication skills
• Proficient in Microsoft Office (Word, Excel, Outlook, PowerPoint)

DESIRED SKILLS:

• 5+ years of Property and Casualty industry experience
• Flood and commercial property experience a plus
• Juris Doctor
• CPCU designation

National General is a leading insurance carrier which has been in the industry since 1939. Through subsidiaries and other affiliated companies, National General offers homeowners, flood, personal and commercial auto, RV, motorcycle, life, accident and supplemental health insurance products. National General Insurance is a thriving company committed to ensuring that our employees achieve their personal best. Our employees are advancing their careers at a best-in-class insurance provider that is an industry leader in innovation. We give employees resources which enable them to take charge of their own future success.