PRIMARY PURPOSE:
Responsible for daily insurance policy underwriting and sales for Personal Express Insurance, a NatGen company.
For more than 20 years, Personal Express Insurance has been innovating and improving the way Central Californians get insured. We believe financially responsible individuals with good driving records and newer homes should benefit from the good choices they make. We follow strict underwriting guidelines to offer the best rates to the most responsible people. Why should a responsible Personal Express client pay for an irresponsible individual? Customers can buy insurance from us directly, which means there's no additional cost added to your premium to cover the commission costs of a middleman. And we staff our offices with knowledgeable and friendly people who have only your satisfaction and your budget in mind.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time._
Generates new business opportunities and sells new business policies
Answers face-to-face, telephone or written inquiries from clients regarding coverage, rating and billing procedures.
Determines acceptability of new & renewal business per the company's Underwriting rules and guidelines using information gathered from insured, brush fire reports, motor vehicle records, CLUE reports, inspections and risk notices from claims.
Solicits new business and cross-sells increased or additional coverage.
Updates rating information and verifies accuracy of policy information
Provides rate and coverage information to prospective clients' inquiries.
Special projects as assigned by management.
MINIMUM REQUIREMENTS:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
DESIRED SKILLS:
National General is a leading insurance carrier which has been in the industry since 1939. Through subsidiaries and other affiliated companies, National General offers homeowners, flood, personal and commercial auto, RV, motorcycle, life, accident and supplemental health insurance products. National General Insurance is a thriving company committed to ensuring that our employees achieve their personal best. Our employees are advancing their careers at a best-in-class insurance provider that is an industry leader in innovation. We give employees resources which enable them to take charge of their own future success.