Career Level Requirement

Early Career

If you are currently pursuing college coursework or have completed a bachelor’s degree or higher in the past 12 months. If it has been more than 12 months since you have graduated from an undergraduate or graduate degree program you should explore experienced career opportunities at KPMG Careers: Experienced Professionals.

KPMG recruits on a rolling basis. Candidates are considered as they apply, until the opportunity is filled. You are encouraged to apply expeditiously to one role for which you are qualified and is of the greatest interest. You are limited to a maximum of two active applications. Give serious thought to your location preference. We strongly recommend applying to the location where you want to build your life and career long-term.

Start Season & Year: Summer/Fall 2026

Earliest Graduation Date: Dec 2025

Latest Graduation Date: Sep 2026

Known for being a great place to work and build a career, KPMG provides audit, tax and advisory services for organizations in todays most important industries. Our growth is driven by delivering real results for our clients. It has also enabled by our culture, which encourages individual development, embraces an inclusive environment, rewards innovative excellence and supports our communities. With qualities like those, it is no wonder we are consistently ranked among the best companies to work for by Fortune Magazine, Consulting Magazine, Seramount, Fair360 and others. If you are as passionate about your future as we are, join our team.

KPMG is currently seeking a Structured Finance Associate to join our Audit and Assurance team.

Responsibilities:

• Perform due diligence reviews and provide financial due diligence assistance related to financing and Securitization Transactions to Fortune 100 companies, private equity owned companies, specialty finance companies and securitization issuers
• Analyze target company and/or client data to identify key financial performance and operating trends and insights through primarily balance sheet financial statement analysis to assist lenders with their diligence of a borrower
• Work on engagements related to securitization for agency multifamily-backed securities, commercial mortgage-backed securities (CMBS), collateralized loan obligations (CLO), collateralized debt obligation (CDO), mortgage-backed securities (MBS) and asset-backed securities (ABS)
• Perform substantive procedures on working capital accounts (accounts receivables, inventory, accounts payables and cash); develop discounted cash flow models and securitization-related financial structures; prepare collateral stratification tables for various ABS assets
• Assist with designing, creating and composing client tailored transaction advisory reports specific to key engagement and/or financing issues and analyses of operating trends; prepare client deliverables and working papers supporting findings for financial risk management and audit engagements related to financial instrument valuations and cash flow analysis of fixed income, structured products, technical accounting applications and whole loan portfolios
• Perform compliance testing related to client agreements with investment banks, issuers, regulators, government agencies and investors
• Stay up-to-date on the typical structured debt instruments and research federal and international income tax issues related to debt instruments and tax principles impacting ABS and MBS; generate U.S. federal income tax forms and statements for ABS and MBS and for offshore issuers and assist with project planning, development of deliverables and the supporting working papers

Qualifications:

• Must be pursuing and have obtained by the start date or have completed the following degrees/majors in the past 12 months: Bachelor of Accountancy, Master of Accountancy, or equivalent program from an accredited college or university
• Must be pursuing the state-specific education requirements to be a licensed Certified Public Accountant (CPA) in the principal place of business (the state in which the office is located) for this position, with completion of required academic credits prior to the start date for this position
• Preferred GPA of 3.0 or above
• Strong technical aptitude and critical thinking skills, demonstrated quality service mindset, data management skills and ability to navigate MS Office applications, including Excel, PowerPoint, Word and Outlook
• Knowledge of visual basic for applications (VBA), Python, Alteryx or Tableau preferred
• Ability to document and present financial analysis and tax issues as applicable
• Excellent communication, time management and leadership skills; flexible and adaptable team player; resourceful in delivering high-quality work
• Must reside within a reasonably commutable distance to the office for this position and be able to travel to reasonably commutable work locations using own means of transportation, such as a personal vehicle or public transportation
• Audit and Assurance professionals are expected to work in-person at a KPMG office or client site on an average of three days per week; some client site locations may require travel and overnight/extended stay (varies by office)
• Applicant must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future; KPMG LLP will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa)

KPMG LLP and its affiliates and subsidiaries (“KPMG”) complies with all local/state regulations regarding displaying salary ranges. If required, the ranges displayed below or via the URL below are specifically for those potential hires who will work in the location(s) listed. Any offered salary is determined based on relevant factors such as applicant's skills, job responsibilities, prior relevant experience, certain degrees and certifications and market considerations. In addition, KPMG is proud to offer a comprehensive, competitive benefits package, with options designed to help you make the best decisions for yourself, your family, and your lifestyle. Available benefits are based on eligibility. Our Total Rewards package includes a variety of medical and dental plans, vision coverage, disability and life insurance, 401(k) plans, and a robust suite of personal well-being benefits to support your mental health. Depending on job classification, standard work hours, and years of service, KPMG provides Personal Time Off per fiscal year. Additionally, each year KPMG publishes a calendar of holidays to be observed during the year and provides eligible employees two breaks each year where employees will not be required to use Personal Time Off; one is at year end and the other is around the July 4th holiday. Additional details about our benefits can be found towards the bottom of our KPMG US Careers site at Benefits & How We Work.

Follow this link to obtain salary ranges by city outside of CA:

https://kpmg.com/us/en/how-we-work/pay-transparency.html/?id=UTAATAA_6_24

KPMG offers a comprehensive compensation and benefits package. KPMG is an equal opportunity employer. KPMG complies with all applicable federal, state and local laws regarding recruitment and hiring. All qualified applicants are considered for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, citizenship status, disability, protected veteran status, or any other category protected by applicable federal, state, or local laws. The attached link contains further information regarding KPMG's compliance with federal, state and local recruitment and hiring laws. No phone calls or agencies please.

KPMG recruits on a rolling basis. Candidates are considered as they apply, until the opportunity is filled. Candidates are encouraged to apply expeditiously to any role(s) for which they are qualified that is also of interest to them.

Los Angeles County applicants: Material job duties for this position are listed above. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness, and safeguard business operations and company reputation. Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

KPMG is one of the world’s leading professional services firms, providing innovative business solutions and audit, tax, and advisory services to many of the world’s largest and most prestigious organizations. KPMG is widely recognized for being a great place to work and build a career and is consistently named one of the nation’s “100 Best Companies to Work For” by Fortune magazine.