Benefits:
401(k)
Dental insurance
Health insurance
Paid time off
Vision insurance
At Kalamata Capital Group, our mission is simple. We are passionate about providing fast and easy financing to small businesses to help them grow and create jobs. We combine technology, experience, and common sense to provide many financing options that work best with small businesses. We have real people who try to explain real actionable solutions in easy-to-understand terms.
Role Description:
We are looking for an experienced individual to join our underwriting team. This person must have 2 or more years of experience underwriting MCA’s at an A-Paper Shop , with a strong emphasis on generating approvals. He/she must have the ability to use data driven insights as a guide, but also rely on experience and intuition to make informed decisions. This candidate must be comfortable handling a large number of deals daily, and thrive in a high pressure, results driven environment. Must be able to adapt quickly and efficiently.
Responsibilities and Duties
Responsible for generating approval or decline decision for small business applicants
Determine the ability of the client to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
Perform other due diligence as needed to determine the creditworthiness of a small business owner
Work with the Relationship Managers in negotiating credit transactions
Qualifications and Skills
2 or more years’ experience working in an A-Paper Merchant Cash Advance / financial institution underwriting small businesses
Strong analytical skills including the ability to read and assess individual and company financial statements
Proficient in Excel
Team player with the ability to take initiative
Detail-oriented, ability to work well under pressure and multi-task
Strong written and verbal communication skills
Problem recognition and resolution skills
Previous experience in a remote environment preferred
This is a remote position.