Job Description

WHY WORK HERE?

We are a state of the art mortgage company that leads the industry in technology, innovation, team values, and application to funding turn times. We are looking for people who can consistently be successful in the mortgage business in any environment.

• Super aggressive payouts (depending on experience).
• Fund your loan in as little as 7 business days from application.
• Proven advisory tools and resources to gain and retain more clients and more Realtor business.
• GAME CHANGER: 12-Month Fast Track Partner Success Program (ask for details).

CA NMLS LICENSE REQUIRED. ASK ABOUT TEMPORARY AUTHORITY!

MUST HAVE A MINIMUM OF 2 YEARS OF CURRENT AND/OR PRIOR MORTGAGE EXPERIENCE WORKING IN A MORTGAGE LENDING OR BROKERING ENVIRONMENT.

OBJECTIVES OF POSITION

The role of the Mortgage Loan Originator at this company will be to originate residential real estate mortgage loans. This includes obtaining applications as well as coordinating and assisting in the processing and closing of loans. The Mortgage Loan Originator will develop and maintain existing client relationships as well as identify and pursue potential new customer opportunities.

TOP 10 REASONS TO WORK WITH US

1. HOT INBOUND PURCHASE LEADS WITH CRM LOGIN: Get more leads. Close more deals. Refer more deals to Realtors and become their preferred lender.
2. DIRECT LENDER FUNDING IN AVERAGE 12-15 DAYS: Control the transaction from start to finish to better gain Realtor trust with super fast 24-hour underwriting and condition review turn times.
3. RATED TOP 1% COMPANY NATIONWIDE IN 2020 WITH THE #1 WHOLESALE LENDER IN THE US: Prioritized service levels and pricing with our investors lead to faster closings for your clients.
4. MODERN MOBILE MORTGAGE EXPERIENCE: Smooth and streamlined client experience to gain more referrals.
5. TEAM OF LOCAL APPRAISERS: More control over the process means better and faster results (huge Realtor differentiator).
6. REALTOR TOOLS, CO-MARKETING, AND CLIENT STRATEGIES: Offer Realtor benefits that others are not in order to gain more Realtor business (i.e. fully underwritten pre-approvals with 24/7 on-demand pre-approval portal access; appraisal gap, PMI, and buydown strategies make deals work).
7. STRATEGIES TO MINE YOUR OWN DATABASE: Load in a database of at least 200 contacts and increase annual income by $100k+ using various systems of credit monitoring, predictive analytics, and monthly client reports. You can even do this for Realtor partners and other referral partners!
8. 1-ON-1 LIVE SUPPORT 7 DAYS PER WEEK: Skip the corporate crap. Build your business faster with instant answers and easy access to decision makers for underwriting and pricing exceptions to win more deals.
9. SET YOUR OWN COMP PLAN UP TO 250 BPS: Comes with a guaranteed base salary for sales managers bringing on a team of at least 2 producing MLOs, along with health benefits and 401k plan for all employees after 90-day introductory period.
10. ACCESS TO AN EXTREMELY WIDE VARIETY OF PRODUCTS IN ADDITION TO CONVENTIONAL AND GOVERNMENT LOANS. • HELOC • Fixed 2nd • Renovation • Construction • No-Income Asset-Based Portfolio • ITIN, Foreign National, and No Credit Scores • Super Jumbo up to $10 million • Commercial (all asset types; minimum $1 million loan amount required)

MAJOR RESPONSIBILITIES

• Promote loans through public contact and our company
• Develop relationships with new and current Realtors, builders and borrowers to promote continuous business
• Interview and pre-qualify prospective borrowers
• Comply with all disclosure requirements and time frame expectations
• Advise borrowers of lock-in policy and ensure lock requests are completed accurately
• Inform borrowers and related parties of loan product options and parameters, and other requirements needed to close the loan
• Meet and maintain all licensing requirements including continuing education
• Review new loan guidelines, programs, disclosure updates and changes

POSITION REQUIREMENTS

Sales experience to include the following areas:

• Self-sourced business leads
• Detail-oriented with a strong work ethic
• Demonstrated customer service skills, professionalism and strong integrity
• Basic ability to analyze personal and business financial statements and related documentation

PERSONAL COMPETENCIES

• Effective verbal and written communication skills
• Excellent math, analytical and time management skills
• Persuasiveness
• Interpersonal and relationship management
• Self-motivated
• Resourceful: able to translate initiatives into action
• Models high performing levels of performance, motivation and personal integrity aligned with our values.

WORK ENVIRONMENT

• 40-60% of daily local travel could be required based on area
• A home work environment may be needed

We are proud to be an EOE. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

Company Description

ALG Mortgage aims to deliver a smooth and seamless, transparent, education-based experience from start to finish and help clients build wealth through the power of real estate by making smarter financial decisions.