Job Description
Summary:
· Responsible for reviewing new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower.
Major Job Duties and Responsibilities:
· Prepares and sends out all pertinent regulatory compliance disclosures for single family 1-4 properties.
· Works in a team environment gathering outstanding conditions and upon receipt performs analysis and prepares files for closing documents.
· Provides support to the Residential Lending Officer, underwriting and documentation and closing departments.
· Assists supervisor and underwriting area in pipeline planning.
· Position manages a pipeline of approximately 60-70 Active Construction Permanent loans from closing to completion of the project and conversion of the loan to the permanent loan phase.
· Processes disbursement of funds through construction of the home and prepares and completes the modification and conversion of the loan.
· Phone and written contact with customers, builders, title agents, inspection companies, loan officers.
· Provides all service and acts as the Relationship Manager throughout the construction phase.
· Completes complex manual math calculations required to determine amount of disbursement.
· Coordinates receipt of documents.
· Reviews / analyzes and approves documents to include title commitments, surveys, permits and inspections.
· Requires attention to detail, excellent communication skills, written and oral.
· Ability to multi-task managing a large queue of disbursements.
· Critical highly developed organization skills.
· Ability to balance a budget.
· Former work with cash balancing preferred.
Skills and Competencies:
· Ability to communicate effectively with all levels of Bank personnel, customers, and outside agencies in both verbal\written form.
· Computer literate with experience using, Word and industry standard mortgage software, preferably InterLink E3.
· Ability to work under deadlines.
· Good organization and planning skills.
· Ability to pay close attention to detail.