Job Description

We are a mortgage company located in Pasadena, CA. We are seeking in-house loan officers to handle in-house residential loans for refinances and purchases. We work with clients that are actively seeking our services, not calling on cold leads.

Because we offer wholesale rates, we offer much lower rates than most retails banks, credit unions, and direct lenders. The concept is simple, truly lower rates translate into easier closings and more closings. We use impressive state of the art technology to make origination and closing much simpler.

If you are ambitious, energetic, assertive, and have a good work attitude, then this is the opportunity you have been looking for.

QUALIFICATIONS:

• Must have a minimum of 1-year of work experience as a mortgage broker
• Knowledgeable of loan programs and guidelines
• Must have a valid DRE and NMLS license in California.
• Spanish speaker is a plus but not a requirement.
• Track record of successfully originating various kinds of mortgage loans, including FHA loans and VA loans, as well as reverse mortgages (preferred)
• Experience in mortgage banking, financial advising, or as a mortgage consultant
• Excellent interpersonal, communication, presentation, and sales skills
• Knowledge of loan origination and servicing software
• Able to maintain compliance with financial and lending practices

RESPONSIBILITIES:

• Types of loans you will be working with: Conventional, FHA, VA, Jumbo, Down Payment Assistance, First-time Home Buyer products, Self-Employed, P&L Programs, and VOE only programs, No-Income Investor Loans, Non-QM, Streamline Refinances, Fannie, Freddie, Reverse Mortgage and many other loan products.
• In-house loan officers will handle in-house residential loans for refinances and purchases.
• Meet with mortgage loan borrowers on the phone and in person, advising and guiding them throughout the entire loan process
• Review financial information from all relevant parties
• Originate and evaluate mortgage loans according to company guidelines and standards
• Submit and monitor the status of applications
• Maintain good relationships with clients by keeping them informed
• Interact with realtors, appraisers, and sales agents as needed

BENEFITS:

• Compensation will be based on an hourly rate plus aggressive commission of the loan.

Job Type: Full-time

Pay: $100,000.00 - $300,000.00 per year

Company Description

We offer impressive loan officer systems and technology to make it easier to thrive. With true wholesale rates you won't struggle to close more loans while boosting your referral rate.