Duties and Responsibilities:
• Review loan application to determine the completeness of all documents and verify the borrows qualification for specified loan product
• Advise loan officer of any deficiencies or missing documentation
• Works with escrow to obtain all items necessary for disclosure e.g. estimated HUD, preliminary title report, closing protection letter and wire instructions
• Prepares GFE, TIL, fee worksheet and all disclosures, orders appraisal and run credit
• Package and submit complete files to operations through Encompass program
• Upon receipt of loan approval, works with the loan officer, loan coordinator, and escrow officer to clear all prior to doc conditions and funding conditions
• Prepares doc request and submits to loan coordinator
• Arranges signing for borrower with escrow officer
• Works with funder, loan officer and escrow officer to clear funding conditions
Minimum Requirements:
• Minimum 2 years recent/current mortgage loan processing experience
• Experience utilizing Encompass mortgage software required
• Must have experience processing government FHA and VA loans
• Must have experience processing conventional and non-conforming loans
• Ability to work collaboratively with others
• Excellent communication skills
• Strong customer service skills
• Ability to multi-task and use deductive reasoning
• Knowledge of Encompass, Fannie Mae (DU) and Freddie Mac (LP)
We offer a comprehensive benefit package including; medical, dental, vision, life insurance, 401k, and paid time off. Competitive based salary plus per file closed bonus opportunity. This is a full-time position with enormous growth potential in an expanding company.