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Senior Loan Processor

Aldebaran Recruiting

Senior Loan Processor

San Diego, CA
Full Time
Paid
  • Responsibilities

    Duties and Responsibilities:

    • Review loan application to determine the completeness of all documents and verify the borrows qualification for specified loan product

    • Advise loan officer of any deficiencies or missing documentation

    • Works with escrow to obtain all items necessary for disclosure e.g. estimated HUD, preliminary title report, closing protection letter and wire instructions

    • Prepares GFE, TIL, fee worksheet and all disclosures, orders appraisal and run credit

    • Package and submit complete files to operations through Encompass program

    • Upon receipt of loan approval, works with the loan officer, loan coordinator, and escrow officer to clear all prior to doc conditions and funding conditions

    • Prepares doc request and submits to loan coordinator

    • Arranges signing for borrower with escrow officer

    • Works with funder, loan officer and escrow officer to clear funding conditions

    Minimum Requirements:

    • Minimum 2 years recent/current mortgage loan processing experience

    • Experience utilizing Encompass mortgage software required

    • Must have experience processing government FHA and VA loans

    • Must have experience processing conventional and non-conforming loans

    • Ability to work collaboratively with others

    • Excellent communication skills

    • Strong customer service skills

    • Ability to multi-task and use deductive reasoning

    • Knowledge of Encompass, Fannie Mae (DU) and Freddie Mac (LP)

    We offer a comprehensive benefit package including; medical, dental, vision, life insurance, 401k, and paid time off. Competitive based salary plus per file closed bonus opportunity. This is a full-time position with enormous growth potential in an expanding company.