Job Description

Your duties as an Underwriting Screener for American Income Life include screening applications to determine whether a policy can be issued, or whether various underwriting requirements should be requested. If needed, the Screener orders the appropriate requirements.

DESCRIPTION OF DUTIES:

Screens applications for unanswered questions, hazardous avocations, indications of impairments, medical history, and determines whether additional UW requirements are needed based on Company guidelines. Reviews MIB (Medical Information Bureau) reports, MVRs (motor vehicle reports), prescription histories, verification call results, oral test results, and previous coverage applications. Orders requirements for applications requiring additional medical and non-medical information or evaluation by an underwriter. Approves applications having no such requirements. Other duties as required by the department.

REQUIRED SKILLS:

• Minimum typing requirement of 30 wpm.
• Ability to operate standard office equipment as well as various software packages required by the department.
• Ability to understand and apply a variety of oral and written instructions, demonstrates initiative.
• Proficient communication skills including proper grammar, word usage, and punctuation in writing and verbally.
• Must score 98% or higher on the Dean Vaughn Medical Terminology course.

REQUIRED EXPERIENCE:

• Must possess a High School diploma or equivalent thereof.
• Knowledge of medical terminology needed.
• Experience in a similar position preferred.
• Previous Underwriting experience desired.

Company Description

American Income Life is an international company protecting working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York. American Income has served working class families since 1951 with life, accident, and supplemental health products to help protect members of labor unions, credit unions, associations and their families. AIL representatives develop long-term relationships with clients and meet them where they are most comfortable ... their home.