Job Description

 

American National Leasing Company

 (Leasing Officer)

Job Description

 

 

EXEMPT: Yes

DEPARTMENT: American National Leasing Company

REPORTS TO: President of ANLC

LOCATION: Main Bank

 

GENERAL DESCRIPTION OF POSITION

The Leasing Officer (LO) primary responsibility will be to acquire through marketing and prospecting new leasing clients and lease assets. The LO will be capable of calculating lease payments, acquiring the asset, preparing the appropriate contract and documentation. Also, the LO will have a full working knowledge of all guide books and industry reference material for determining reasonable residuals to minimize the chance of loss at the time of lease asset disposal.

 

ESSENTIAL DUTIES AND RESPONSIBILITIES

 

1.       The LO will be responsible for maximizing the profitability of his/her portfolio by means of negotiating with the lessee, seeking the highest values for trade-ins and the lowest price for lease assets from the vendors. This duty is performed daily, about 20% of the time.

 

2.       The LO will be responsible for all contracting and documentation of those leases related to his/her portfolio and will be knowledgeable of all compliance issues & ANLC policies. This duty is performed daily, about 5% of the time.

 

3.       The LO will review on a daily basis all delinquencies related to his/her portfolio. This duty is performed daily, about 5% of the time.

 

4.       The LO will have the primary responsibility to prepare for disposal of lease asset after termination. This duty is performed daily, about 5% of the time.

 

5.       Prospects for new business and to retain current customers may require travel to meet with them and present lease options. This duty is performed daily, about 65% of the time.

 

Perform any other related duties as required or assigned.

 

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

 

EDUCATION AND EXPERIENCE

Four year college degree, or equivalent experience resulting in broad knowledge of a field related to the job, such as accounting, marketing, business administration, agriculture etc., plus 2 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience.

 

RESPONSIBILITY FOR FUNDS, PROPERTY AND EQUIPMENT

LO will be assigned use of a company laptop, phone, and also have day use of a company vehicle to make sales calls.

 

 

COMMUNICATION SKILLS

Ability to read and understand documents such as policy manuals, safety rules, operating and maintenance instructions, and procedure manuals; Ability to write routine reports and correspondence. Ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers, clients, general public and other employees of the organization. Ability to read, analyze, and understand general business/company related articles and professional journals; Ability to speak effectively before groups of customers or employees.

 

MATHEMATICAL SKILLS

Ability to calculate figures and amounts such as discounts, interest, commissions, percentages. Ability to apply concepts such as fractions, and ratios to practical situations.

 

CRITICAL THINKING SKILLS

Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.

 

SUPERVISION RECEIVED

Under direction where a definite objective is set up and the employee plans and arranges own work, referring only unusual cases to supervisor.

 

PLANNING

Considerable responsibility with regard to general assignments in planning time, method, manner, and/or sequence of performance of own work; may also occasionally assist in the planning of work assignments performed by others within a limited area of operation.

 

DECISION MAKING

Performs work operations which permit frequent opportunity for decision-making of major importance which would have considerable effect on the final attainment of multiple major activities and the organization's projects of a large organization component and organization's clientele.

 

MENTAL DEMAND

Close mental demand. Operations requiring close and continuous attention for control of operations. Operations requiring intermittent direct thinking to determine or select the most applicable way of handling situations regarding the organization's administration and operations; also to determine or select material and equipment where highly variable sequences are involved.

 

ANALYTICAL ABILITY / PROBLEM SOLVING

Moderately directed. Activities covered by wide-ranging policies and courses of action, and generally directed as to execution and review. High order of analytical, interpretative, and/or constructive thinking in varied situations.

 

USE OF MACHINES, EQUIPMENT AND/OR COMPUTERS

Regular use of highly complex machines and equipment; specialized or advanced software programs.

 

ACCURACY

Probable errors would not likely be detected until they reached another department, office or patron, and would then require considerable time and effort to correct the situation. Frequently, possibility of error

 

that would affect the organization's prestige and relationship with the public to a limited extent, but where succeeding operations or supervision would normally preclude the possibility of a serious situation arising as a result of the error or decision.

 

PUBLIC CONTACT

Extensive contacts with various diversified sectors of the public environment; wherein, the contacts are of major importance and failure to exercise proper judgment can lead to substantial losses to the organization.

 

EMPLOYEE CONTACT

Contacts of considerable importance within the department or office, such as those required in coordination of effort, or frequent contacts with other departments or offices, generally in normal course of performing duties. Requires tact in discussing problems and presenting data and making recommendations, but responsibility for action and decision reverts to others.

 

REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

 

PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

 

SOFTWARE SKILLS REQUIRED

Intermediate: Contact Management, Enterprise Resource Planning, Excel Spreadsheet, Word Processing/Typing Basic: 10-Key, Accounting, Alphanumeric Data Entry

 

PHYSICAL ACTIVITIES

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

 

While performing the functions of this job, the employee is regularly required to stand, walk, sit, talk or hear; occasionally required to use hands to finger, handle, or feel, reach with hands and arms, climb or balance, stoop, kneel, crouch, or crawl.

 

The employee must occasionally lift and/or move up to 25 pounds..

 

ENVIRONMENTAL CONDITIONS

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

While performing the functions of this job, the employee is frequently exposed to work near moving mechanical parts, outdoor weather conditions; and.

 

The noise level in the work environment is usually moderate.

 

ADDITIONAL INFORMATION

Not indicated.