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Loan Processor

American Quest Home Loans

Loan Processor

Santa Ana, CA
Full Time
Paid
  • Responsibilities

    Job Description

    American Quest Home Loans is a full service direct lender with over 18 years of experience.  We are looking for a Loan Processor to assist with providing quality loan processing, reviewing files for adherence to underwriting standards, and ensuring completeness of submission.

    RESPONSIBILITIES:

    • Prepares loan request papers and forwards findings, reports and documents to appraisal department.

    • Reviews and verifies borrower's credit report and history.

    • Maintains clear documentation for all files during the processing of loans approved by an Underwriter.

    • Confirms mortgage loan file by reviewing loan application for completeness, clarifies or obtains additional information from Loan Officer as needed to support the requirements of the loan program selected.

    • Identifies mortgage loan application and documentation problems and informs loan Underwriter and Loan Officer of deficiencies

    SKILLS & QUALIFICATIONS:

     

    • 3 years related experience or equivalent combination of education in mortgage industry.

    • 1 year of FHA processing experience.

    • Knowledge of basic FNMA/ FHA underwriting guidelines and ability to analyze DU/ LP findings.

    • Strong communication and organizations skills

    • Able to compose, proofread and edit correspondence, reports and other original written outputs.

    • Able to correctly add, subtract, multiply and divide, as well as calculate percentages, fractions, ratios and decimals.

    • Excellent organizational skills and strong work ethic.

    Job Type: Full-time

     

    Company Description

    American Quest Home Loans is a full service direct lender with over 18 years of experience. We provide our team members with class leading technology and estblished processing systems to ensure the most efficient manner to process and close loans. Team members have access to ongoing training and support from senior management.