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DIGITAL BANKING SPECIALIST II

American Riviera Bank

DIGITAL BANKING SPECIALIST II

Santa Barbara, CA
Full Time
Paid
  • Responsibilities

    Job Description

    JOB PURPOSE:

    Digital Banking Specialist II provides a full range of technical and general support to customers regarding Retail and Business Online Banking, Mobile Deposit and Remote Deposit; includes but not limited to, completing user registration, managing bill pay issues, technical support, remote installations, manages daily processing; resolves problems within given authority.

    DUTIES & RESPONSIBILITIES:

    • Performs advanced or lead responsibilities including certain approvals for clearing exceptions and limit increases.

    • Maintains proper agreements, builds user profiles, and establishes limits

    • Completes installations for Remote Deposit Capture; manages supply of remote deposit scanners and equipment; maintains purchasing and pricing records of remote deposit scanners.

    • Provides file import support and troubleshooting for Wire and ACH Originators

    • Provides daily operational support to customer and bank personnel by phone or email as directed or where service or assistance is needed; provides support to the bank departments regarding Digital Banking services, research, and customer online access.

    • Responds to routine telephone, email, and secure messaging requests for information regarding customer accounts and the Bank’s online banking products in a timely and accurate manner; responds to customer inquiries or complaints and forwards messages to the branches as appropriate; troubleshoots and resolves problems within given authority.

    • Provides step by step technical instruction and support via telephone, e-mail, remotely, or in person for the Bank’s online banking system, Mobile Deposit, and Remote Deposit; assists customers with related requirements such as browser or security settings, overall product usage, and training.

    • Provide support for online banking wires and ACH services; assists customers with originating payments, enter recipient data, and schedule recurring payments; process temporary or permanent changes to customer transaction limits.

    • Directly responsible for the following functions, including but not limited to:

      • ACH Origination
      • Bill Payment
      • Cash Management Service Set up
      • Check Review
      • Digital Banking Support
      • Exception Review
      • Online Banking, and related products within the delivery channel (i.e. CPFM, Goals, etc)
      • Mobile Deposit Capture
      • Positive Pay
      • Remote Deposit Capture
      • Risk and Fraud Review
      • Transaction Limits
      • Transaction Processing
      • Web-Statements
      • Wire Template Set up & Support

    GENERAL:

    • Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
    • Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.

    COMPLIANCE:

    • Comply with all bank policies and procedures and all applicable government regulations including, but not limited to Reg CC, Reg E, Reg D, UCC, NACHA Rules, staying current and knowledgeable of all policies, procedures and regulations related to the job functions and completing all assigned training on time, requesting additional training as needed to be proficient in all job responsibilities; cooperating with internal and external auditors and bank examiners by providing full cooperation and timely delivery of requested documentation and information; and reporting concerns about compliance to the Compliance Officer to enable prompt remediation.
    • Comply with Bank policies and procedures relating to the Bank Secrecy Act (BSA), and Anti Money Laundering (AML) and Office of Foreign Asset Control (OFAC) guidance. Report suspicious activity to the BSA Department through a Suspicious Incident Report (SIR).
    • Adhere to privacy and information security policies, and ensure all sensitive internal and external customer information is properly secured and safeguarded. Use secure methods delivering client and/or confidential data by email.

    QUALIFICATIONS:

    These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

    • At least THREE YEARS of progressively responsible applicable experience within a financial institution, including banking information systems and/or financial services products.
    • Associate’s degree (AA) or equivalent from a college or technical trade school or other related experience and/or training. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry.
    • Basic knowledge of related state and federal banking compliance regulations, Bank policies and procedures.
    • Basic experience, knowledge and training in lending and operations activities and terminology.
    • Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
    • Excellent organizational and time management skills.
    • Intermediate skills in operation of Bank issued computer equipment; word processing, spreadsheets, MS Office, and specialty software programs.
    • Intermediate keyboarding skills to meet production needs of the position.
    • Intermediate math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
    • Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, speak clearly to customers and employees.
    • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
    • Ability to work with minimal supervision while performing duties.