Job Description

Do you have a proven track record of creating lending solutions for clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in a highly lucrative career, please reach out to us today.

$100,000+ Annually (includes base salary + benefits and competitive closed loan bonus plan)

COMPENSATION: $100,000+ Annually (includes base salary plus bonus plan)

RESPONSIBILITIES:

• Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
• Work closely with industry-related professionals to gather and prepare all necessary information to complete underwriting requirements
• Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
• Exceed our production standards by maintaining an active pipeline
• Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters
• Track and manage new leads and follow up on referral business using the lead management system
• Send out a request to the client for loan application and documents needed to pre-approve a purchase loan and/or finalize a refinance loan
• Run credit report and review all documentation – including the accurate calculation of
• income for all types of borrowers on FHA, VA, Conventional, and other loan programs
• Determine best financing options and communicate pre-approval decisions to clients and
• Realtors, including discussing rates and terms
• Run loans through automated underwriting systems including Desktop Originator/Loan Product Advisor and Lender specific systems
• Register, price, and lock loans through lender specific systems
• Disclose and submit complete files to processing based on lender guidelines
• Maintain constant communication with referral partners, clients, and management
• Prioritize and monitor daily workflow in order to ensure all leads are being worked on in accordance with the company's timeline expectations
• Work additional hours as needed
• Assume responsibility and ownership of the leads in your personal pipeline
• Stay current on all guidelines and program changes

QUALIFICATIONS:

• Multiple years of real estate, mortgage origination, or lending required
• Understand a variety of loans such as: FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
• Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
• Knowledge of state and federal regulations, and company underwriting policies and guidelines
• Banking, business, real estate, or related Bachelor’s degree required
• Mortgage Broker experience is required
• Familiarity with Encompass LOS is a plus
• Current, active California DRE license required
• Current, active NMLS endorsement is required

ABOUT COMPANY Established in 2004, Amerifund Home Loans, Inc is an exceptionally dynamic, unique, and tech-oriented mortgage company in the process of expanding to a national footprint. We are headquartered in Simi Valley, CA - a short drive west of the San Fernando Valley and just north of Thousand Oaks.