Job Description

In this position you will be responsible for approving 45-50 residential loan files (from application to approval) with "Prior to Fund" conditions on a daily basis. Will perform complex underwriting on conforming and Jumbo products. The incumbent must be knowledgeable in Fannie Mae, Freddie Mac and other outside investor underwriting guidelines. CAN BE REMOTE?Review and evaluate credit reports, preliminary report, judgments, bankruptcy documents, appraisal and income documentation. ?Perform DU/LE/Assetwise and investor underwriting findings; create loan conditions; prepare and mail conditional approval letter/NOI per regulation B/ECOA ?Analyze and calculate Income Documentation such as personal and business income statements. Make sure all necessary documentation is requested to support final loan decisions. ?Contact client to review loan program and conditions ?Follow up on appraisals and any outstanding conditions (i.e. demands, insurance, etc.) ?Perform verbal verification of employment on borrower, if applicable ?Contact client via phone, e-mail on a regular basis ?Approve complex loans on conforming, jumbo, CBLX, CALHRA, wholesale and purchase products ?Assist the Director of the department on special projects ?Quality control broker packages AppleOne is proud to be an Equal Opportunity Employer. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment qualified applicants with arrest and conviction records.