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Junior Mortgage Loan Officer

ALCOVA Mortgage

Junior Mortgage Loan Officer

Richmond, VA
Full Time
Paid
  • Responsibilities

    Job Description

    Our organization is currently seeking a talented and service-oriented junior loan officer. The successful candidate will have some experience in sales, exceptional communication and relationship-building skills, and a keen eye for detail. Our tight-knit team is dedicated to help you succeed and offers the training you need to take your talents to the next level. We will provide training and coaching to ensure individual and business success, but any candidate should demonstrate a can-do attitude and willingness to self-learn mortgage guidelines. If this sounds like you, please apply today!

    COMPENSATION: $36,000 - $75,000 yearly

    RESPONSIBILITIES:

    • Educate loan applicants about various residential mortgage loans - answer questions and provide additional information to create personal relationships
    • Review options with senior loan officer/ MLO to make a recommendation of which home loan product to recommend based on the applicant’s financial status
    • Assemble financial information to assist with loan applications, prepare loan files, and assess applicants’ financial situation and eligibility
    • Meet sales expectations, generate new business, get referrals, and monitor sales pipeline
    • Collaborate with the mortgage lender or mortgage banker, underwriter, loan processor, senior MLO / mortgage loan originator, and realtors on behalf of the applicant as needed to make sure the loan transaction goes through successfully

    QUALIFICATIONS:

    • Willing to complete training program to obtain NMLS/ MLO/ state license
    • Some college (Bachelor’s) is preferred, but a high school diploma or equivalent is required
    • Exceptional communications, sales, relationship, and MS Office skills are necessary
    • Familiarity with home mortgage program guidelines and various types of loans such as FHA, commercial loans, VA, etc is beneficial, but not require
    • Past experience with credit unions, lending institutions, real estate, financial services, or related fields is a bonus, but not required

    ABOUT COMPANY ALCOVA MORTGAGE is a residential mortgage lender offering home purchase and mortgage refinancing assistance and buyer education resources and tools. The Richmond Branch is looking to hire mortgage professionals with aspirations to grow their mortgage careers.