Job Description

MORTGAGE LOAN UNDERWRITER (WORK FROM HOME)

COMPENSATION: 110K - 120K+ salary plus overtime and bonus

LOCATION: Full-time work from home for qualifying states

ASPIRE LENDING OFFERS EXCELLENT BENEFITS INCLUDING:

• Competitive pay 
• Full benefits: generous employer subsidy for medical, dental, vision, life, and disability
• 401k
• Generous vacation time (15 days starting), floating holidays, and more
• Career advancement opportunities
• We care: We're all about culture and creating a positive environment that cares

MORTGAGE UNDERWRITER RESPONSIBILITIES:

• Service-focused with excellent time-management, multi-tasking skills, and keen attention to detail
• Underwrite FHA, VA, Conventional conforming and Conventional non-conforming mortgage loans following company, investor, and government standards
• Evaluate credit / employment history, and financial status of mortgage loan files to determine credit worthiness in compliance with requirements
• Analyze loan documentation such as credit reports, verification of employment, paystubs, verification of deposit, tax returns, bank statements, appraisals, and all other supporting documentation provided
• Ensure compliance with federal agencies including FNMA, FHLMC, HUD, and VA
• Other duties as assigned by management

MORTGAGE LOAN UNDERWRITER REQUIREMENTS:

• 5+ years senior level experience in residential loan underwriting within a Mortgage Lender. Similar experience in banks will not be considered (Chase, Wells Fargo, etc.) experience does not qualify.
• Must have experience within the last 5 years
• Experience with FHA, VA, and Conventional conforming and non-conforming loan
• DE designation preferred
• LAPP / SAR designations a plus
• Knowledge of current FNMA, FHLMC, HUD, VA, and investor guidelines
• Encompass LOS familiarity preferred

ABOUT ASPIRE LENDING:

Founded in 2001 with our HQ office in Dallas, Texas, Aspire Lending (DBA as TexasLending.com) is a privately held independent mortgage banking firm whose purpose is to lead Americans to homeownership. Our goal at Aspire is simple: to exceed the expectations of our employees, our partners, and our customers. Aspire Lending is an equal housing lender. NMLS #137773

https://www.linkedin.com/company/aspire-lending/

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