Automotive Finance Manager – Special Finance & Prime Lending

Legend Motors Of Waterford Inc

Automotive Finance Manager – Special Finance & Prime Lending

Ferndale, MI
Full Time
Paid
  • Responsibilities

    Benefits:

    Bonus based on performance

    Company parties

    Competitive salary

    Employee discounts

    Flexible schedule

    Free food & snacks

    Free uniforms

    Paid time off

    Parental leave

    Location: Metro Detroit Area (Multiple Locations)

    Compensation: Competitive base + aggressive commission structure + performance bonuses

    Join the Finance Team Driving Growth at Legend Motors!

    We’re looking for a high-performance Finance Manager who thrives in a fast-paced dealership environment and can work both special finance and traditional prime deals. The right candidate will be a team-first closer, ready to support our sales team, drive approvals, and build strong lender relationships.

    Key Responsibilities:

    • Work all finance applications with a sense of urgency—especially special finance and subprime credit customers

    • Build and maintain strong relationships with banks, credit unions, and lenders—continually adding 1–2 new banks monthly

    • Follow up on every open lead with the BDC and sales team; support the sales floor to structure and close more deals

    • Know how to maximize LTVs, structure clean deals, and match lenders to the right vehicles across multiple store inventories

    • Run deal approvals across all Legend Motors locations; if a deal doesn’t pencil, know how to get with managers and adjust pricing as needed before letting a customer walk

    • Stay organized with backend product sales (VSCs, GAP, CPI, etc.) and reconciling warranties

    • Maintain updated lender contacts and always know the latest programs available

    • Manage funding follow-ups and work with banks to get fast turnarounds

    • Serve both credit-challenged and 800+ credit score customers—wear both hats and know how to deliver the right experience for each

    What We’re Looking For:

    • 2+ years of automotive finance experience (special finance experience is required)

    • Strong understanding of lender platforms, deal structuring, and F&I product knowledge

    • Excellent communicator and relationship builder—internally and with banks

    • Comfortable working across multiple rooftops and using CRM/BDC tools to follow up

    • Closer’s mentality with an ownership mindset—willing to go the extra mile to make deals happen

    • Professional, reliable, and obsessed with winning as a team

    Why Legend Motors?

    • High-volume dealership group with multiple stores and a growing finance operation

    • Aggressive advertising and strong sales traffic

    • Competitive pay with advancement opportunities

    • Supportive leadership and a performance-driven culture